404 W Main St, Sidney, IL 61877 Property Records

Champaign County property record for 404 W Main St, Sidney, IL 61877

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,380 sqft · built 1978
Lot Size	0.35 acres (15,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,500 (Sep 2003)
Tax Bill	$3,505 (2024)
Deeds & Mortgages	Feb 2026 Transfer Jul 2020 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`24-28-09-376-007`

Property Details

APN / Parcel Number

Primary APN	`24-28-09-376-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	3,288 sqft
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	15,260 sqft (0.35 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 W MAIN ST
City	SIDNEY
State	IL
Zip	61877-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 COUNTRYAIRE ESTATES 1ST PLAT
Legal Range	10E
Legal Township	18N
Legal Section	09
Legal Subdivision	COUNTRYAIRE ESTATES 1ST PLAT
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SIDNEY
Census Block Group	2
Census Block	2055
Census Tract	10800

Owner

Source: Champaign County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 W MAIN ST, SIDNEY, IL 61877-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 8, 2020	Loan Modification, Mortgage · Line of Credit FIRST NEIGHBOR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2003 · Amount on Record
Deed Sale	Sep 16, 2003 · Amount on Record
Deed Document Number	200342302
Last Transfer Date	Feb 10, 2026
Transfer Doc	0000002834
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 27, 2026
Property Address	404 W MAIN ST, SIDNEY, IL 61877-9701
Document Number	0000002834
Map Reference	MB P PG 77
Instrument Date	Feb 10, 2026
Instrument	2026R02834
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 W MAIN ST, SIDNEY, IL 61877-9701

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	404 W MAIN ST, SIDNEY, IL 61877-9701
Document Number	0000013130
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W MAIN ST SIDNEY IL 618779701, SIDNEY, IL 61877-9701

Mortgage

Document Number	0000013130
Date	Jul 13, 2020
Instrument	13130

Lender

Name	FIRST NEIGHBOR BK
Type	Bank
Address	NEWMAN, IL 61942

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 12, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Sidney Township
Municipality	Sidney Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,080 (+8.8%) Land $11,640 Building $62,440	$222,240 (+8.8%) Land $34,920 Building $187,320
2024	$3,505.00 (+12.38%) Homeowner's exemption	$68,090 (+16.41%) Land $10,700 Building $57,390	$204,270 (+16.41%) Land $32,100 Building $172,170
2022	$3,119.00 Homeowner's exemption	$58,490 Land $9,190 Building $49,300	$175,470 Land $27,570 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1994–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
MF Wireless Fixed Wireless	100 / 20

May also be available: Nextlink.

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