412 W Howe St, Bloomington, IN 47403 Property Records

Monroe County property record for 412 W Howe St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,014 sqft · built 1920
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$145,000 (May 2024)
Tax Bill	$6,188 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-00970-00`

Property Details

APN / Parcel Number

Primary APN	`015-00970-00`
Alternative APN	`53-08-05-106-023.000-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	47 ft deep x 66 ft wide
Terrain	High
Shed	1 Shed
Shed Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-00970-00
Street Address	412 W HOWE ST
City	BLOOMINGTON
State	IN
Zip	47403-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWE PT (E 50' OF S1/2) L7
Legal Subdivision	HOWES ADD
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2029
Census Tract	100

Owner

412 W Howe St is owned by a company that bought it in May 2024.

Source: Monroe County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	6426 N COLLEGE AVE, INDIANAPOLIS, IN 46220-1619
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 15, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on File
Deed Sale	May 23, 2024 · Amount on File
Prior Sale	Feb 10, 2006
Deed Document Number	202451336
Prior Transfer Date	Jul 15, 2005
Prior Transfer Doc	2006003274
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	412 W HOWE ST, BLOOMINGTON, IN 47403-2348
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W HOWE ST, BLOOMINGTON, IN 47403-2348

Mortgage

Document Number	2022013724
Date	Sep 15, 2022
Instrument	2022013724

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jun 25, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	412 W HOWE ST, BLOOMINGTON, IN 47403-2348
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022013723
Date	Sep 15, 2022
Instrument	2022013723

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	178 Months
Due	Jul 1, 2037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	412 W HOWE ST, BLOOMINGTON, IN 47403-2348
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018010990
Date	Aug 13, 2018
Instrument	2018010990

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 412 W Howe St was $6,188, up 77.6% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,188.00 (+77.61%)	$207,300 Land $43,300 Building $164,000	$207,300 Land $43,300 Building $164,000
2024	$3,484.00
2023		$158,100 (+12.13%) Land $39,700 Building $118,400	$158,100 (+12.13%) Land $39,700 Building $118,400
2022	$1,165.00	$141,000 Land $34,500 Building $106,500	$141,000 Land $34,500 Building $106,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 W Howe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 W Howe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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