304 W Howe St, Bloomington, IN 47403 Property Records

Monroe County property record for 304 W Howe St, Bloomington, IN 47403

Property Summary

Property TypeCommercial Office
Details4,800 sqft · built 1977
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$618,800 (Aug 2018)
Tax Bill$7,701 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN015-30030-00

Property Details

APN / Parcel Number

Primary APN015-30030-00
Alternative APN
  • 53-08-04-200-094.000-009

Interior

Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area4,800 sqft Total Area
1st Floor Area4,800 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-30030-00
Street Address304 W HOWE ST
CityBLOOMINGTON
StateIN
Zip47403-2347
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionHOWES S1/2 LOTS 1, 2
Legal SubdivisionHOWE S ADDITION
Legal Lot Number1-2
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group2
Census Block2028
Census Tract100

Owner

304 W Howe St, a commercial property, is owned by a company that bought it in August 2018.

Source: Monroe County records, as of June 22, 2026

Owner of RecordCompany Name on File
Mailing Address3812 S LAURA WAY, BLOOMINGTON, IN 47401-8713
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2022Deed of Trust, Mortgage · Line of Credit
HOOSIER HILLS CU
Aug 1, 2018Limited Warranty Deed, Transfer · Line of Credit
INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2018 · Amount on File
Deed SaleAug 1, 2018 · Amount on File
Prior SaleJul 27, 2018 · Amount on File
Deed Document Number201810392
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address304 W HOWE ST, BLOOMINGTON, IN 47403-2347
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 W HOWE ST, BLOOMINGTON, IN 47403-2364

Mortgage

Document Number2022006849
DateMay 5, 2022
Instrument2022006849
Lender
NameHOOSIER HILLS CU
TypeCredit Union
AddressBLOOMINGTON, IN 47404
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 20, 2032

August 2018: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionMONROE IN
Recording DateAug 1, 2018
Property Address304 W HOWE ST, BLOOMINGTON, IN 47403-2347
Document Number2018010392
Map ReferenceCAB B ENV 7
Instrument DateJul 23, 2018
Instrument2018010392
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3812 S LAURA WAY, BLOOMINGTON, IN 47401-8713

Mortgage

Document Number2018010393
DateAug 1, 2018
Instrument2018010393
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 15, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 304 W Howe St was $7,701, up 21.8% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,701.00 (+21.75%)$366,200 Land $87,100 Building $279,100$366,200 Land $87,100 Building $279,100
2024$6,325.00
2023$306,300 (-2.51%) Land $65,300 Building $241,000$306,300 (-2.51%) Land $65,300 Building $241,000
2022$6,361.00$314,200 Land $65,300 Building $248,900$314,200 Land $65,300 Building $248,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 304 W Howe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 304 W Howe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GigabitNow, Smithville Communications, Xiber.

Nearby Properties on W Howe St

Nearby Streets

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