412 W High St, Spring Valley, MN 55975 Property Records

Fillmore County property record for 412 W High St, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 767 sqft · built 1896
Lot Size	0.318 acres (13,860 sqft)
Owner	Individual Name on Record
Last Sale	$95,500 (Feb 2023)
Tax Bill	$1,278 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`36.0121.010`

Property Details

APN / Parcel Number

Primary APN	`36.0121.010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	767 sqft Heated Area
Gross Area	644 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	13,860 sqft (0.318 acres)
Lot Dimensions	132 ft deep x 105 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 W HIGH ST
City	SPRING VALLEY
State	MN
Zip	55975-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-103 RANGE-013 OL 6 EX S60' SW1/4 NE1/4
Legal Range	13
Legal Township	103
Legal Section	33
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	2
Census Block	2046
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 W HIGH ST, SPRING VALLEY, MN 55975-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME FEDERAL SAVINGS BANK
Nov 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	20231515940
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Mar 15, 2023
Property Address	412 W HIGH ST, SPRING VALLEY, MN 55975-1318
Document Number	0000441787
Instrument Date	Feb 27, 2023
Instrument	441787
Transaction Type	Transfer
Record Updated	Apr 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9212 COUNTY 19 RD SE, STEWARTVILLE, MN 55976-8107

Mortgage

Document Number	0000441788
Date	Mar 15, 2023
Instrument	441788

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Nov 25, 2019
Property Address	412 W HIGH ST, SPRING VALLEY, MN 55975-1318
Document Number	424506
Instrument Date	Oct 18, 2019
Instrument	424506
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W HIGH ST, SPRING VALLEY, MN 55975-1318

Mortgage

Document Number	424507
Date	Nov 25, 2019
Instrument	424507

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000424506
Date	Nov 25, 2019
Instrument	424506

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,278.00 (-1.62%) Homeowner's exemption	$134,800 (+16.11%) Land $40,300 Building $94,500	$134,800 (+16.11%) Land $40,300 Building $94,500
2025		$116,100 (+8.4%) Land $40,300 Building $75,800	$116,100 (+8.4%) Land $40,300 Building $75,800
2023		$107,100 Land $40,300 Building $66,800	$107,100 Land $40,300 Building $66,800
2020	$1,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	22 (2000–2024)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 10 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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