403 W High St, Spring Valley, MN 55975 Property Records

Fillmore County property record for 403 W High St, Spring Valley, MN 55975

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 874 sqft · built 1918
Lot Size0.71 acres (30,940 sqft)
OwnerIndividual Name on Record
Tax Bill$2,212 (2026)
Deeds & MortgagesMar 2020 Refinance
Flood ZoneZone AE (high risk)
APN36.0659.000

Property Details

APN / Parcel Number

Primary APN36.0659.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area874 sqft Heated Area
Gross Area1,648 sqft
FlooringLaminate Plank
Interior WallsPaneling

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialAsphalt
Lot Area30,940 sqft (0.71 acres)
Lot Dimensions442 ft deep x 70 ft wide
Garage TypeMixed
Garage Area1,456 sqft
DrivewayConcrete Driveway
Parking Spaces5 Parking Spaces
Patio Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address403 W HIGH ST
CitySPRING VALLEY
StateMN
Zip55975-1317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARSONS ADDITION LOT-001 BLOCK-001 LOT 1 BLK 1 PARSONS ADD
Legal SubdivisionPARSONS ADDITION
Legal Block1
Legal Lot Number1
JurisdictionFILLMORE MN
Township / Civil DivisionSPRING VALLEY
Census Block Group2
Census Block2036
Census Tract960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 W HIGH ST, SPRING VALLEY, MN 55975-1317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Property Address403 W HIGH ST, SPRING VALLEY, MN 55975-1317
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number426012
DateMar 24, 2020
Instrument426012
Lender
NameMAYO EMPLOYEES FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueApr 1, 2025

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
MunicipalitySpring Valley City
Unified School DistrictKingsland Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,212.00 (+3.12%) Homeowner's exemption$205,500 (+18.72%) Land $40,000 Building $165,500$205,500 (+18.72%) Land $40,000 Building $165,500
2025$173,100 (+9.21%) Land $40,000 Building $133,100$173,100 (+9.21%) Land $40,000 Building $133,100
2023$158,500 Land $40,000 Building $118,500$158,500 Land $40,000 Building $118,500
2020$2,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims22 (2000–2024)
Claims Outside the SFHA4 of 22
Most Recent ClaimJun 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2024 · 10 claims
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSpring Valley
serves 2,580 people · EPA ID MN1230012
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130
Hiawatha Broadband Communications
Fixed Wireless
100 / 20

May also be available: Verizon.

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