412 Vineyard Dr, Lakeland, FL 33809 Property Records

Polk County property record for 412 Vineyard Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1991
Lot Size	0.172 acres (7,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Oct 2022)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161357-000120`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161357-000120`
Alternative APNs	`192724161357000120` `92724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,622 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	1,622 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,505 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	412 VINEYARD DR
City	LAKELAND
State	FL
Zip	33809-4163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	THE VINEYARD PB 88 PG 2 LOT 12
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	VINEYARD THE
Legal Tract	161357
Legal Block	1
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12208

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 VINEYARD DR, LAKELAND, FL 33809-4163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Oct 13, 2011 · Amount on Record
Deed Document Number	2022262841
Deed Book / Page	12437 / 157
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 3, 2022
Property Address	412 VINEYARD DR, LAKELAND, FL 33809-4163
Document Number	0000262841
Book / Page	12437 / 157
Map Reference	MB 38 PG 2
Instrument Date	Sep 23, 2022
Instrument	2022262841
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	SMART TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1414 69TH AVE W # W201, 1414, BRADENTON, FL 34207-5850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 VINEYARD DR, LAKELAND, FL 33809-4163

Mortgage

Document Number	0000262842
Date	Oct 3, 2022
Book Page	12437/159
Instrument	2022262842

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,181 (-3.1%) Land $29,000 Building $201,181	$230,181 (-3.1%) Land $29,000 Building $201,181
2025	$3,413.00 (-2.15%) Homeowner's exemption	$237,557 (-0.67%) Land $29,000 Building $208,557	$237,557 (-0.67%) Land $29,000 Building $208,557
2023	$3,488.00 (+794.36%) Homeowner's exemption	$239,156 (+154.36%) Land $28,000 Building $211,156	$239,156 (+7.76%) Land $28,000 Building $211,156
2022	$390.00 Homeowner's exemption	$94,023	$221,931 Land $23,000 Building $198,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20