406 Vineyard Dr, Lakeland, FL 33809 Property Records

Polk County property record for 406 Vineyard Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 1990
Lot Size	0.172 acres (7,505 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Apr 2018)
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161357-000110`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161357-000110`
Alternative APNs	`192724161357000110` `92724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,605 sqft Living Area
Gross Area	2,067 sqft
1st Floor Area	1,605 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,505 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	42 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	406 VINEYARD DR
City	LAKELAND
State	FL
Zip	33809-4163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	THE VINEYARD PB 88 PG 2 LOT 11
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	VINEYARD THE
Legal Tract	161357
Legal Block	1
Legal Lot Number	11
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12208

Owner

406 Vineyard Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 VINEYARD DR, LAKELAND, FL 33809-4163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on File
Deed Sale	Apr 23, 2018 · Amount on File
Prior Sale	Jul 13, 2006 · Amount on File
Deed Document Number	201885455
Deed Book / Page	10461 / 1218
Prior Transfer Date	Feb 17, 2003
Prior Transfer Doc	0052870645
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 23, 2018
Property Address	406 VINEYARD DR, LAKELAND, FL 33809-4163
Document Number	0104611218
Book / Page	010461 / 001218
Instrument Date	Apr 3, 2018
Instrument	85455
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4410 SCOTTSWOOD DR LAKELAND FL 338131942, LAKELAND, FL 33813-1942

Mortgage

Document Number	104611219
Date	Apr 23, 2018
Book Page	010461/001219
Instrument	85456

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 406 Vineyard Dr was $2,628 with a homeowner's exemption, up 3.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,043 (+2.7%)	$253,618 (-1.4%) Land $29,000 Building $224,618
2025	$2,628.00 (+3.3%) Homeowner's exemption	$192,836	$257,208 Land $29,000 Building $228,208
2024	$2,544.00 (+2.83%)
2023	$2,474.00 (+3.04%) Homeowner's exemption	$181,943 (+3%)	$258,858 (+9.13%) Land $28,000 Building $230,858
2022	$2,401.00 Homeowner's exemption	$176,644	$237,201 Land $23,000 Building $214,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Vineyard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Vineyard Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20