Chesapeake City property record for 412 Ventosa Dr, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 2 ba · 3,182 sqft · built 1988 |
| Lot Size | 0.548 acres (23,871 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $613,700 (Jul 2024) |
| Tax Bill | $5,869 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2025 Refinance + 3 more |
| APN | 0584001000560 |
| Primary APN | 0584001000560 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,182 sqft Total Area |
| 1st Floor Area | 2,892 sqft |
| Attic | Attic |
| Attic Area | 484 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,871 sqft (0.548 acres) |
| Lot Dimensions | 179 ft deep x 39 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 500 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 340 sqft |
| Deck Area | Deck Area |
| Patio Area | 732 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 VENTOSA DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7145 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R10S: RESI |
| Legal Description | 56 RESUB LTS 55-57 LAS GAVIOTAS PH IV SEC 3-A |
| Legal Subdivision | LAS GAVIOTAS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21016 |
412 Ventosa Dr is owned by two individuals who bought it in July 2024.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 VENTOSA DR, CHESAPEAKE, VA 23322-7145 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit ABNB FEDERAL CREDIT UNION |
| Apr 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance EXTREME LOANS LLC |
| Jun 24, 2014 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT U |
| May 4, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Aug 23, 2006 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL C U |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2024 · Amount on File |
| Deed Sale | Jul 10, 2024 · Amount on File |
| Prior Sale | Feb 27, 2012 · Amount on File |
| Deed Document Number | 202413686 |
| Deed Book / Page | 10765 / 653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 412 VENTOSA DR, CHESAPEAKE, VA 23322-7145 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010594/106 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 10594/106 |
| Instrument | 220026805 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 18, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 412 VENTOSA DR, CHESAPEAKE, VA 23322-7145 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00010847/8 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | 10847/8 |
| Instrument | 250008593 |
| Name | EXTREME LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 412 VENTOSA DR, CHESAPEAKE, VA 23322-7145 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009403/920 |
|---|---|
| Date | Jun 24, 2014 |
| Book Page | 9403/920 |
| Name | CHARTWAY FEDERAL CREDIT U |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 12, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 4, 2026 |
| Property Address | 412 VENTOSA DR, CHESAPEAKE, VA 23322-7145 |
| Document Number | 0000011145 |
| Book / Page | 10974 / 651 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 202611145 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 412 VENTOSA DR, CHESAPEAKE, VA 23322-7145 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011145, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 10974/651 |
| Instrument | 202611145 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 23, 2006 |
| Property Address | 412 VENTOSA DR, CHESAPEAKE, VA 23322-7145 |
| Document Number | 006706/693 |
| Book / Page | 6706 / 693 |
| Instrument Date | Aug 14, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006706699 |
|---|---|
| Date | Aug 23, 2006 |
| Instrument | 6706/699 |
| Name | NAVY FEDERAL C U |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $640,600 (+5.81%) Land $225,000 Building $415,600 | $640,600 (+5.81%) Land $225,000 Building $415,600 | |
| 2025 | $605,400 Land $205,000 Building $400,400 | $605,400 Land $205,000 Building $400,400 | |
| 2024 | $5,869.00 | ||
| 2023 | $563,200 (+15.48%) Land $165,000 Building $398,200 | $563,200 (+15.48%) Land $165,000 Building $398,200 | |
| 2022 | $487,700 Land $145,000 Building $342,700 | $487,700 Land $145,000 Building $342,700 | |
| 2019 | $4,198.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 412 Ventosa Dr; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 109 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 109 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Ventosa Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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