408 Ventosa Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 408 Ventosa Dr, Chesapeake, VA 23322 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,444 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2007)
Tax Bill	$5,020 (2025)
Deeds & Mortgages	Oct 2010 Mortgage Sep 2006 Second Mortgage + 2 more
APN	`0584001000540`

Property Details

APN / Parcel Number

Primary APN	`0584001000540`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
1st Floor Area	984 sqft
Upper Floors Area	984 sqft
Attic	Attic
Attic Area	460 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	460 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 VENTOSA DR
City	CHESAPEAKE
State	VA
Zip	23322-7145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54 LAS GAVIOTAS PH IV SEC THREE A
Legal Subdivision	LAS GAVIOTAS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2011
Census Tract	21016

Owner

Source: Chesapeake City records · APN 0584001000540

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	817 POPLAR FOREST CT, CHESAPEAKE, VA 23322-7584
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 12, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jul 10, 2007	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 10, 2007	Warranty Deed, Transfer · Conventional Mortgage ADVANCE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2007 · Amount on Record
Deed Sale	Jul 10, 2007 · Amount on Record
Prior Sale	Jan 14, 2002 · Amount on Record
Deed Book / Page	7152 / 425
Record Updated	Sep 20, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	408 VENTOSA DR, CHESAPEAKE, VA 23322-7145
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008227/103
Date	Oct 05, 2010
Book Page	8227/103

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2040

Interest

Rate Type	Fixed Rate
Rate	5.25%

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	408 VENTOSA DR, CHESAPEAKE, VA 23322-7145
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006734/718
Date	Sep 12, 2006
Book Page	6734/718

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2026

Interest

Rate Type	Fixed Rate

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	408 VENTOSA DR, CHESAPEAKE, VA 23322-7145
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007152/447
Date	Jul 10, 2007
Book Page	7152/447

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 29, 2047

Interest

Rate Type	Adjustable Rate

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 10, 2007
Property Address	408 VENTOSA DR, CHESAPEAKE, VA 23322-7145
Document Number	007152/425
Book / Page	7152 / 425
Instrument Date	Jun 28, 2007
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007152428
Date	Jul 10, 2007
Instrument	7152/428

Lender

Name	ADVANCE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,020.00 (+41.45%)	$497,000 (+9.21%) Land $200,000 Building $297,000	$497,000 (+9.21%) Land $200,000 Building $297,000
2023		$455,100 (+14.15%) Land $160,000 Building $295,100	$455,100 (+14.15%) Land $160,000 Building $295,100
2022		$398,700 Land $140,000 Building $258,700	$398,700 Land $140,000 Building $258,700
2019	$3,549.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 109 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016, rainfall accumulation, Hurricane Matthew

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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