412 Union St, Tracy, MN 56175 Property Records

Lyon County property record for 412 Union St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 2019
Lot Size	0.295 acres (12,865 sqft)
Owner	Trust Name on File
Last Sale	$5,000 (Jul 2020)
Tax Bill	$6,266 (2026)
Deeds & Mortgages	Oct 2022 Transfer Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-173007-0`

Property Details

APN / Parcel Number

Primary APN	`31-173007-0`

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	12,865 sqft (0.295 acres)

Location & Zoning

Street Address	412 UNION ST
City	TRACY
State	MN
Zip	56175-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVIEW ADDITION 01010001
Legal Subdivision	EASTVIEW ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3005
Census Tract	360700

Owner

412 Union St is owner-occupied and held in a trust since November 2020.

Source: Lyon County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	412 UNION ST, TRACY, MN 56175-1559
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Intrafamily Transfer, Transfer
Jun 21, 2022	Affidavit, Transfer
Nov 23, 2021	Transfer on Death Deed, Transfer
Jul 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Jul 8, 2014
Deed Document Number	2020221119
Last Transfer Date	Nov 23, 2020
Transfer Doc	0000012836
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON MN
Recording Date	Oct 12, 2022
Property Address	412 UNION ST, TRACY, MN 56175-1559
Document Number	0000014631
Instrument Date	Oct 3, 2022
Instrument	14631
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 UNION ST, TRACY, MN 56175-1559

June 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LYON MN
Recording Date	Jun 21, 2022
Property Address	412 UNION ST, TRACY, MN 56175-1559
Document Number	0000013989
Instrument Date	Jun 9, 2022
Instrument	13989
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 UNION ST, TRACY, MN 56175-1559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 UNION ST, TRACY, MN 56175-1559

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LYON MN
Recording Date	Nov 23, 2021
Property Address	412 UNION ST, TRACY, MN 56175-1559
Document Number	0000012836
Instrument Date	Nov 19, 2021
Instrument	12836
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jul 24, 2020
Property Address	412 UNION ST, TRACY, MN 56175-1559
Document Number	0000221119
Instrument Date	Jul 15, 2020
Instrument	221119
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Tax	$16.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 4TH ST E, TRACY, MN 56175-1438

Tax Assessment & Valuation

The 2026 property tax bill for 412 Union St was $6,266, up 1% from the year before.

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,266.00 (+1.03%)	$323,700 (-0.89%) Land $39,600 Building $284,100	$323,700 (-0.89%) Land $39,600 Building $284,100
2025	$6,202.00	$326,600 Land $39,600 Building $287,000	$326,600 Land $39,600 Building $287,000
2023	$6,178.00	$317,300 Land $39,600 Building $277,700	$317,300 Land $39,600 Building $277,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

Nearby Properties on Union St

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