236 Union St, Tracy, MN 56175 Property Records

Lyon County property record for 236 Union St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1918
Lot Size	0.133 acres (5,815 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,000 (Mar 2026)
Tax Bill	$720 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-122013-0`

Property Details

APN / Parcel Number

Primary APN	`31-122013-0`

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	5,815 sqft (0.133 acres)

Location & Zoning

Street Address	236 UNION ST
City	TRACY
State	MN
Zip	56175-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENNINGS ADDITION 01010001 LOT 4 & W 15 FT LOT 5 BLK 2
Legal Subdivision	HENNINGS ADDITION
Legal Block	2
Legal Lot Number	4-5
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3022
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 E HOLLETT ST, TRACY, MN 56175-1449
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ECONOMIC DEVELOPMENT AUTH
Mar 6, 2026	Warranty Deed, Transfer BV ABSTRACT AND TITLE, ABSTRACT & TITLE
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ECONOMIC DEVELOPMENT AUTH
Sep 26, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Deed Document Number	202621106
Prior Transfer Date	Dec 13, 2021
Prior Transfer Doc	0000224321
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	236 UNION ST, TRACY, MN 56175-1523
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222321
Date	Jan 22, 2021
Instrument	222321

Lender

Name	ECONOMIC DEVELOPMENT AUTH
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 1, 2027

Interest

Rate Type	Fixed Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Mar 6, 2026
Property Address	236 UNION ST, TRACY, MN 56175-1523
Document Number	0000021106
Instrument Date	Mar 3, 2026
Instrument	21106
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BV ABSTRACT AND TITLE, ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$122.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	507 E HOLLETT ST, TRACY, MN 56175-1449

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	236 UNION ST, TRACY, MN 56175-1523
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	222321
Date	Jan 22, 2021
Instrument	222321

Lender

Name	ECONOMIC DEVELOPMENT AUTH
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 1, 2027

Interest

Rate Type	Fixed Rate

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Sep 26, 2013
Property Address	236 UNION ST, TRACY, MN 56175-1523
Document Number	0000200868
Instrument Date	Jun 1, 2013
Instrument	200868
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 UNION ST, TRACY, MN 56175-1523

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$720.00 (+11.11%)	$52,800 (+3.53%) Land $3,700 Building $49,100	$52,800 (+3.53%) Land $3,700 Building $49,100
2025	$648.00 (+16.13%) Homeowner's exemption	$51,000 (+22.01%) Land $3,700 Building $47,300	$51,000 (+22.01%) Land $3,700 Building $47,300
2023	$558.00	$41,800 Land $2,700 Building $39,100	$41,800 Land $2,700 Building $39,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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