St. Charles County property record for 412 Tomahawk Ridge Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,546 sqft · built 2020 |
| Lot Size | 0.378 acres (16,453 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $638,000 (Aug 2020) |
| Tax Bill | $8,096 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T210700090 |
| Primary APN | T210700090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,546 sqft Living Area |
| Gross Area | 5,902 sqft |
| 1st Floor Area | 2,402 sqft |
| Basement Area | 2,356 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Bi-Level |
| Exterior Material | Stone |
| Lot Area | 16,453 sqft (0.378 acres) |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T210700090 |
|---|---|
| Street Address | 412 TOMAHAWK RIDGE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT SANDFORT FARM #2 LOT 177F |
| Legal Subdivision | VLGS AT SANDFORT FARM #2 |
| Legal Lot Number | 177F |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310802 |
Source: St. Charles County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 7, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on Record |
| Deed Sale | Aug 7, 2020 · Amount on Record |
| Deed Document Number | 2020567230 |
| Deed Book / Page | 7366 / 1999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 10, 2026 |
| Property Address | 412 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4811 |
| Document Number | 0000027267 |
| Instrument Date | May 22, 2026 |
| Instrument | 202627267 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 412 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4811 |
| Document Number | 0000027267, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202627267 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 7, 2020 |
| Property Address | 412 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4811 |
| Document Number | 0073661999 |
| Book / Page | 7366 / 1999 |
| Map Reference | MB 51 PG 20 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 20200807000567230 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343 |
| Name | Verified Name |
|---|---|
| Address | 412 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4811 |
| Document Number | 20200807000567240 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 20200807000567240 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,096.00 | $129,906 (-0.9%) | $683,716 (-0.9%) Land $120,000 Building $563,716 |
| 2023 | $131,089 | ||
| 2022 | $689,943 Land $80,000 Building $609,943 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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