St. Charles County property record for 405 Tomahawk Ridge Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,216 sqft · built 2020 |
| Lot Size | 0.308 acres (13,395 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,800 (Aug 2020) |
| Tax Bill | $9,510 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T210700093 |
| Primary APN | T210700093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,216 sqft Living Area |
| Gross Area | 6,668 sqft |
| 1st Floor Area | 3,344 sqft |
| Basement Area | 3,324 sqft |
| Finished Basement | 872 sqft |
| Unfinished Basement | 2,452 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 13,395 sqft (0.308 acres) |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T210700093 |
|---|---|
| Street Address | 405 TOMAHAWK RIDGE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT SANDFORT FARM #2 LOT 180E |
| Legal Subdivision | VLGS AT SANDFORT FARM #2 |
| Legal Lot Number | 180E |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310802 |
405 Tomahawk Ridge Ct is owned and occupied by two individuals who acquired it in November 2021.
Source: St. Charles County records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Nov 19, 2021 | Beneficiary Deed, Transfer |
| Aug 17, 2020 | Warranty Deed, Subdivision Related Transfer SYNERGY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on File |
| Deed Sale | Aug 17, 2020 · Amount on File |
| Deed Document Number | 2020587160 |
| Deed Book / Page | 7372 / 1522 |
| Last Transfer Date | Nov 17, 2021 |
| Transfer Doc | 0000095016 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 405 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4812 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | UNKNOWN, ETC |
| Name | Verified Name |
|---|---|
| Address | 405 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4812 |
| Document Number | 0000042122 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025R-042122 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 19, 2021 |
| Property Address | 405 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4812 |
| Document Number | 0000095016 |
| Map Reference | MB 51 PG 20 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021R-095016 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 405 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4812 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 17, 2020 |
| Property Address | 405 TOMAHAWK RIDGE CT, SAINT CHARLES, MO 63301-4812 |
| Document Number | 0073721522 |
| Book / Page | 007372 / 001522 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 587160 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | SYNERGY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 TOMAHAWK RIDGE CT ST CHARLES MO 633014812, ST CHARLES, MO 63301-4812 |
The 2025 property tax bill for 405 Tomahawk Ridge Ct was $9,510, up 10.3% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,510.00 (+10.26%) | $152,676 | $803,556 Land $120,000 Building $683,556 |
| 2024 | $8,625.00 | ||
| 2023 | $135,196 (+7.33%) | ||
| 2022 | $8,598.00 | $125,958 | $711,558 (+7.33%) Land $80,000 Building $631,558 |
| 2021 | $662,937 Land $70,000 Building $592,937 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Tomahawk Ridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Tomahawk Ridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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