412 Summit Hill Rd, Norman, OK 73071 Property Records

Cleveland County property record for 412 Summit Hill Rd, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,278 sqft · built 2004
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Trust Names on File
Last Sale	$241,000 (Mar 2017)
Tax Bill	$3,701 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29SUML5 1 4001`

Property Details

APN / Parcel Number

Primary APN	`NC29SUML5 1 4001`
Alternative APN	`127627`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,278 sqft Living Area
1st Floor Area	2,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Attached
Garage Area	640 sqft
Porch	Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	127627
Old Parcel Number	127627
Street Address	412 SUMMIT HILL RD
City	NORMAN
State	OK
Zip	73071-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LAKES 5 LOT 4 BLOCK 1
Legal Range	02W
Legal Township	09N
Legal Section	34
Legal Quarter	NE
Legal Subdivision	SUMMIT LAKES 5
Legal Block	1
Legal Lot Number	4
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1014
Census Tract	201405

Owner

412 Summit Hill Rd is owner-occupied and held in a trust since December 2023.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	412 SUMMIT HILL RD, NORMAN, OK 73071-4101
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE HOUSE LARIBA
Dec 7, 2023	Intrafamily Transfer, Transfer
Mar 15, 2017	Grant Deed, Transfer · Conventional with PMI AMERICAN FIN HOUSE/LARIBA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 15, 2017 · Amount on File
Deed Sale	Mar 15, 2017 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Document Number	0000007825
Deed Book / Page	005654 / 001052
Last Transfer Date	Dec 7, 2023
Transfer Doc	R202333111
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	412 SUMMIT HILL RD, NORMAN, OK 73071-4101
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202106688
Date	Feb 22, 2021
Book Page	6194/281
Instrument	R 2021 06688

Lender

Name	AMERICAN FINANCE HOUSE LARIBA
Type	Mortgage Company
Address	WHITTIER, CA 90603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Dec 7, 2023
Property Address	412 SUMMIT HILL RD, NORMAN, OK 73071-4101
Document Number	R202333111
Book / Page	6614 / 1168
Instrument Date	Nov 27, 2023
Instrument	R 2023 33111
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	412 SUMMIT HILL RD, NORMAN, OK 73071-4101

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 15, 2017
Property Address	412 SUMMIT HILL RD, NORMAN, OK 73071-4101
Document Number	0000007825
Book / Page	005654 / 001052
Instrument Date	Mar 13, 2017
Instrument	7825
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 SUMMIT HILL RD NORMAN OK 730714101, NORMAN, OK 73071-4101

Mortgage

Document Number	7826
Date	Mar 15, 2017
Book Page	005654/001053
Instrument	7826

Lender

Name	AMERICAN FIN HOUSE/LARIBA
Type	Funding / Finance Company
Address	WHITTIER, CA 90603

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 412 Summit Hill Rd was $3,701.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,701.00	$30,846 Land $4,959 Building $25,887	$329,001 Land $52,893 Building $276,108
2023	$3,360.00 (+9.48%)	$27,978 (+5%) Land $4,793 Building $23,185	$274,392 (-) Land $47,010 Building $227,382
2022	$3,069.00	$26,646 Land $4,565 Building $22,081	$274,392 Land $47,010 Building $227,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Summit Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 Summit Hill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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