401 Summit Hill Rd, Norman, OK 73071 Property Records

Cleveland County property record for 401 Summit Hill Rd, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,937 sqft · built 2004
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Apr 2019)
Tax Bill	$3,773 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29SUML5 2 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29SUML5 2 1001`
Alternative APN	`127637`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,937 sqft Living Area
1st Floor Area	1,937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Attached
Garage Area	775 sqft
Porch	Porch
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	127637
Old Parcel Number	127637
Street Address	401 SUMMIT HILL RD
City	NORMAN
State	OK
Zip	73071-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LAKES 5 LOT 1 BLOCK 2
Legal Range	02W
Legal Township	09N
Legal Section	34
Legal Quarter	NE
Legal Subdivision	SUMMIT LAKES 5
Legal Block	2
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1013
Census Tract	201405

Owner

Source: Cleveland County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 SUMMIT HILL RD, NORMAN, OK 73071-4157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Deed of Trust, Mortgage · VA Mortgage OTHER INSTITUTIONAL LENDERS
Apr 29, 2019	Warranty Deed, Transfer · VA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	R 2019 12101
Deed Book / Page	5914 / 0877
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	401 SUMMIT HILL RD, NORMAN, OK 73071-4157
Document Number	0000001776
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SUMMIT HILL RD NORMAN OK 730714157, NORMAN, OK 73071-4157

Mortgage

Document Number	0000001776
Date	Jan 17, 2020
Book Page	006012/000833
Instrument	1776

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 29, 2019
Property Address	401 SUMMIT HILL RD, NORMAN, OK 73071-4157
Document Number	0000012101
Book / Page	005914 / 000877
Instrument Date	Apr 26, 2019
Instrument	12101
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$356.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SUMMIT HILL RD NORMAN OK 730714157, NORMAN, OK 73071-4157

Mortgage

Document Number	12102
Date	Apr 29, 2019
Book Page	005914/000879
Instrument	12102

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,773.00 (+10.19%)	$31,437 (+10.25%) Land $5,347 Building $26,090	$319,678 (+16.68%) Land $54,380 Building $265,298
2023	$3,424.00	$28,514 Land $5,100 Building $23,414	$273,967 Land $49,005 Building $224,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Summit Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures