412 Stringer St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 412 Stringer St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,871 sqft · built 2017
Lot Size	0.359 acres (15,669 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Feb 2019)
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`135C B 011`

Property Details

APN / Parcel Number

Primary APN	`135C B 011`
Alternative APN	`0000058763`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,871 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,669 sqft (0.359 acres)
Lot Dimensions	134 ft deep x 116 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000058763
Street Address	412 STRINGER ST
City	CHATTANOOGA
State	TN
Zip	37405-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 27 FRAZIER COLVILLE & DODSON PB5 PG17
Legal Subdivision	FRAZIER & COLVILLES
Legal Lot Number	27
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1024
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 STRINGER ST, CHATTANOOGA, TN 37405-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Feb 26, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG
Jul 24, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI MORTGAGE INVTRS
Feb 6, 2017	Loan Modification, Mortgage · Line of Credit SOUTHERN CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Prior Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	2019022600025
Deed Book / Page	11572 / 702
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	412 STRINGER ST, CHATTANOOGA, TN 37405-3230
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000209
Date	Feb 26, 2021
Book Page	12372/516
Instrument	2021022600209

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jun 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	412 STRINGER ST, CHATTANOOGA, TN 37405-3230
Document Number	1217000066
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STRINGER ST CHATTANOOGA TN 374053230, CHATTANOOGA, TN 37405-3230

Mortgage

Document Number	1217000066
Date	Dec 17, 2019
Book Page	011851/000116
Instrument	191217000066

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 26, 2019
Property Address	412 STRINGER ST, CHATTANOOGA, TN 37405-3230
Document Number	0226000025
Book / Page	011572 / 000702
Instrument Date	Feb 22, 2019
Instrument	190226000025
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	LEHMAN TITLE AND ESCROW LLC, LEHMAN TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STRINGER ST CHATTANOOGA TN 374053230, CHATTANOOGA, TN 37405-3230

Mortgage

Document Number	226000026
Date	Feb 26, 2019
Book Page	011572/000705
Instrument	190226000026

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 24, 2017
Property Address	412 STRINGER ST, CHATTANOOGA, TN 37405-3230
Document Number	0000000069
Book / Page	011108 / 000732
Instrument Date	Jul 21, 2017
Instrument	69
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2017
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STRINGER ST CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Mortgage

Document Number	70
Date	Jul 24, 2017
Book Page	011108/000734
Instrument	70

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	412 STRINGER ST, CHATTANOOGA, TN 37405-3230
Document Number	0000000022
Book / Page	010973 / 000522
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	179 HAMM RD CHATTANOOGA TN 374054418, CHATTANOOGA, TN 37405-4418

Mortgage

Document Number	0000000022
Date	Feb 10, 2017
Book Page	010973/000522
Instrument	22

Lender

Name	SOUTHERN CMNTY BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 9, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,337.00 (+18.39%)	$154,200 (+74.68%)	$616,800 (+74.68%) Land $125,000 Building $491,800
2024	$1,974.00	$88,275 (-)	$353,100 (-) Land $70,000 Building $283,100
2023	$1,974.00	$88,275 (-)	$353,100 (-) Land $70,000 Building $283,100
2022	$1,974.00	$88,275	$353,100 Land $70,000 Building $283,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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