402 Stringer St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 402 Stringer St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	2 ba · 986 sqft · built 2006
Lot Size	0.092 acres (4,041 sqft)
Owner	Individual Name on Record
Last Sale	$200,500 (Feb 2021)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135C B 016`

Property Details

APN / Parcel Number

Primary APN	`135C B 016`
Alternative APN	`0000058768`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	986 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,041 sqft (0.092 acres)
Lot Dimensions	82 ft deep x 98.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000058768
Street Address	402 STRINGER ST
City	CHATTANOOGA
State	TN
Zip	37405-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LT 22 FRAZIER COLVILLE & DODSON PB5 PG17
Legal Subdivision	FRAZIER & COLVILLES
Legal Lot Number	22
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1024
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 STRINGER ST, CHATTANOOGA, TN 37405-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jan 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Mar 14, 2017	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	2021265
Deed Book / Page	12366 / 384
Prior Transfer Date	Aug 17, 2001
Prior Transfer Doc	5987009
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 23, 2021
Property Address	402 STRINGER ST, CHATTANOOGA, TN 37405-3230
Document Number	0000000265
Book / Page	12366 / 384
Map Reference	MB 5 PG 17
Instrument Date	Feb 22, 2021
Instrument	2021022300265
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$741.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 STRINGER ST, CHATTANOOGA, TN 37405-3230

Mortgage

Document Number	0012366387
Date	Feb 23, 2021
Instrument	12366/387

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	402 STRINGER ST, CHATTANOOGA, TN 37405-3230
Document Number	0217000051
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 STRINGER ST CHATTANOOGA TN 374053230, CHATTANOOGA, TN 37405-3230

Mortgage

Document Number	0217000051
Date	Feb 17, 2020
Book Page	011910/000206
Instrument	200217000051

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 16, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 14, 2017
Property Address	402 STRINGER ST, CHATTANOOGA, TN 37405-3230
Document Number	0000000154
Book / Page	10998 / 384
Map Reference	MB5 PG17
Instrument Date	Mar 10, 2017
Instrument	2017031400154
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	REALTY CENTER TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$571.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 ATLANTA DR, CHATTANOOGA, TN 37415-3817

Mortgage

Document Number	0000000155
Date	Mar 14, 2017
Instrument	2017031400155

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00 (+16.96%)	$70,100 (+72.66%)	$280,400 (+72.66%) Land $100,000 Building $180,400
2024	$908.00	$40,600 (-)	$162,400 (-) Land $56,000 Building $106,400
2023	$908.00	$40,600 (-)	$162,400 (-) Land $56,000 Building $106,400
2022	$908.00	$40,600	$162,400 Land $56,000 Building $106,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1978–2009)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2009 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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