412 Streamside Ln, Waxhaw, NC 28173 Property Records

Union County property record for 412 Streamside Ln, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 3,879 sqft · built 1998
Lot Size	0.543 acres (23,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Jul 2021)
Tax Bill	$5,869 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-201-286`

Property Details

APN / Parcel Number

Primary APN	`06-201-286`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,879 sqft Living Area
Gross Area	4,637 sqft
1st Floor Area	1,791 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,653 sqft (0.543 acres)
Garage Type	Attached
Garage Area	827 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	391 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 STREAMSIDE LN
City	WAXHAW
State	NC
Zip	28173-6516
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 MARVI
Legal Description	#61 CANTERFIELD CREEK PH 2 OPCE815-816
Legal Subdivision	CANTERFIELD CREEK
Legal Lot Number	61
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3009
Census Tract	21007

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 STREAMSIDE LN, WAXHAW, NC 28173-6516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 11, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Mar 15, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	202131245
Deed Book / Page	8157 / 412
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	412 STREAMSIDE LN, WAXHAW, NC 28173-6516
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STREAMSIDE LN, WAXHAW, NC 28173-6516

Mortgage

Document Number	0008567707
Date	Sep 9, 2022
Book Page	8567/707
Instrument	31814

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	412 STREAMSIDE LN, WAXHAW, NC 28173-6516
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000776988
Date	Aug 11, 2020
Book Page	7769/88
Instrument	30736

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	412 STREAMSIDE LN, WAXHAW, NC 28173-6516
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007695130
Date	Jun 9, 2020
Book Page	7695/130
Instrument	20394

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jul 1, 2020

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 1, 2021
Property Address	412 STREAMSIDE LN, WAXHAW, NC 28173-6516
Document Number	0008157412
Book / Page	8157 / 412
Map Reference	CAB E FILE 815&816
Instrument Date	Jun 30, 2021
Instrument	31245
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 ROBINWOOD DR, 118, TERRACE PARK, OH 45174-1051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STREAMSIDE LN, WAXHAW, NC 28173-6516

Mortgage

Document Number	0008157417
Date	Jul 1, 2021
Book Page	8157/417
Instrument	31247

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 15, 2018
Property Address	412 STREAMSIDE LN, WAXHAW, NC 28173-6516
Document Number	0007118637
Book / Page	7118 / 637
Map Reference	CAB E FILE 815&816
Instrument Date	Mar 15, 2018
Instrument	0006657
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6982 PINE MOSS LN, 6982, CLOVER, SC 29710-7092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STREAMSIDE LN, WAXHAW, NC 28173-6516

Mortgage

Document Number	0000006658
Date	Mar 15, 2018
Instrument	0006658

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Marvin Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,078,800 (-) Land $174,000 Building $904,800	$1,078,800 (-) Land $174,000 Building $904,800
2025	$5,869.00 (+42.59%)	$1,078,800 (+79.65%) Land $174,000 Building $904,800	$1,078,800 (+79.65%) Land $174,000 Building $904,800
2023	$4,116.00	$600,500 Land $109,700 Building $490,800	$600,500 Land $109,700 Building $490,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Google Fiber, Windstream.

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