404 Streamside Ln, Waxhaw, NC 28173 Property Records

Union County property record for 404 Streamside Ln, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,197 sqft · built 1998
Lot Size	0.554 acres (24,132 sqft)
Owner	Company Name on Record
Last Sale	$910,000 (Jul 2022)
Tax Bill	$5,477 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-201-288`

Property Details

APN / Parcel Number

Primary APN	`06-201-288`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,197 sqft Living Area
Gross Area	4,081 sqft
1st Floor Area	2,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,132 sqft (0.554 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Deck Area	197 sqft
Patio Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 STREAMSIDE LN
City	WAXHAW
State	NC
Zip	28173-6516
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 MARVI
Legal Description	#63 CANTERFIELD CREEK PH2
Legal Subdivision	CANTERFIELD CREEK
Legal Lot Number	63
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3009
Census Tract	21007

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	404 STREAMSIDE LN, WAXHAW, NC 28173-6516
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 9, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Jun 30, 2003 · Amount on Record
Deed Document Number	202225479
Deed Book / Page	8527 / 157
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 18, 2022
Property Address	404 STREAMSIDE LN, WAXHAW, NC 28173-6516
Document Number	0008527157
Book / Page	8527 / 157
Map Reference	CAB E FILE 815
Instrument Date	Jul 18, 2022
Instrument	25479
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 NE 55TH ST, 204, OAK ISLAND, NC 28465-4911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	404 STREAMSIDE LN, WAXHAW, NC 28173-6516

Mortgage

Document Number	0000025480
Date	Jul 18, 2022
Instrument	25480

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	404 STREAMSIDE LN, WAXHAW, NC 28173-6516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7436124
Date	Aug 9, 2019
Book Page	7436/124
Instrument	0023345

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Marvin Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,003,600 (-) Land $174,000 Building $829,600	$1,003,600 (-) Land $174,000 Building $829,600
2025	$5,477.00 (+39.76%)	$1,003,600 (+75.52%) Land $174,000 Building $829,600	$1,003,600 (+75.52%) Land $174,000 Building $829,600
2023	$3,919.00	$571,800 Land $109,700 Building $462,100	$571,800 Land $109,700 Building $462,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Google Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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