412 Sterling Manor Ct, Temple, TX 76502 Property Records

Bell County property record for 412 Sterling Manor Ct, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,350 sqft · built 2000
Lot Size	0.154 acres (6,741 sqft)
Owner	Individual Name on File
Tax Bill	$4,966 (2023)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0108194078`

Property Details

APN / Parcel Number

Primary APN	`0108194078`
Alternative APNs	`135988` `853186`

Interior

Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Lot Area	6,741 sqft (0.154 acres)
Lot Dimensions	107 ft deep x 63 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Location & Zoning

Account Number	853186
Street Address	412 STERLING MANOR CT
City	TEMPLE
State	TX
Zip	76502-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER STONE PHASE IV, BLOCK 006, LOT 0027
Legal Subdivision	SILVER STONE PHASE IV
Legal Block	6
Legal Lot Number	27
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1000
Census Tract	21304

Owner

412 Sterling Manor Ct is owned and occupied by an individual who acquired it in December 2018.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	412 STERLING MANOR CT, TEMPLE, TX 76502-8761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 17, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 6, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018
Deed Sale	Dec 6, 2018
Prior Sale	May 20, 2010
Deed Document Number	2018-00050438
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	412 STERLING MANOR CT, TEMPLE, TX 76502-8761
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042122
Date	Jul 1, 2022
Instrument	2022042122

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	412 STERLING MANOR CT, TEMPLE, TX 76502-8761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070103
Date	Dec 17, 2020
Instrument	2020-00070103

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 6, 2018
Property Address	412 STERLING MANOR CT, TEMPLE, TX 76502-8761
Document Number	0000050438
Map Reference	CAB C SL22-B
Instrument Date	Dec 5, 2018
Instrument	2018-00050438
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STERLING MANOR CT, TEMPLE, TX 76502-8761

Mortgage

Document Number	0000050439
Date	Dec 6, 2018
Instrument	2018-00050439

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,966.00 (+7.19%)	$216,626 Land $28,000 Building $188,626	$216,626 Land $28,000 Building $188,626
2022	$4,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Sterling Manor Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Sterling Manor Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Nextlink, SOS Communications, Verizon.

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