407 Sterling Manor Ct, Temple, TX 76502 Property Records

Bell County property record for 407 Sterling Manor Ct, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,121 sqft · built 1998
Lot Size	0.208 acres (9,078 sqft)
Owner	Individual Name on Record
Last Sale	$201,316 (May 2026)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0108194090`

Property Details

APN / Parcel Number

Primary APN	`0108194090`
Alternative APNs	`135992` `67047`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,121 sqft Living Area
1st Floor Area	1,121 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,078 sqft (0.208 acres)
Lot Dimensions	113 ft deep x 94 ft wide
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Storage Building	180 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 STERLING MANOR CT
City	TEMPLE
State	TX
Zip	76502-8762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER STONE PHASE IV, BLOCK 006, LOT 0031
Legal Subdivision	SILVER STONE PHASE IV
Legal Block	6
Legal Lot Number	31
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1000
Census Tract	21304

Owner

Source: Bell County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 STERLING MANOR CT, TEMPLE, TX 76502-8762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORPORATION
Sep 3, 2021	Vendor's Lien, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	202624037
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	May 15, 2026
Property Address	407 STERLING MANOR CT, TEMPLE, TX 76502-8762
Document Number	0000024037
Instrument Date	May 14, 2026
Instrument	202624037
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 STERLING MANOR CT, TEMPLE, TX 76502-8762

Mortgage

Document Number	0000024038,
Date	May 15, 2026
Instrument	202624038

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 3, 2021
Property Address	407 STERLING MANOR CT, TEMPLE, TX 76502-8762
Document Number	0000057345
Map Reference	CAB C SL 22-B
Instrument Date	Aug 31, 2021
Instrument	2021057345
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 761, WIMBERLEY, TX 78676-0761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 STERLING MANOR CT, TEMPLE, TX 76502-8762

Mortgage

Document Number	0000057346
Date	Sep 3, 2021
Instrument	2021057346

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,580.00 (+7.89%)	$190,153 (+2.7%) Land $22,750 Building $167,403	$190,153 (+2.7%) Land $22,750 Building $167,403
2023	$4,245.00 (+11.1%)	$185,156 Land $18,200 Building $166,956	$185,156 Land $18,200 Building $166,956
2022	$3,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Nextlink, SOS Communications, Verizon.

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