412 Spring Valley Ct, Chesterfield, MO 63017 Property Records

St. Louis County property record for 412 Spring Valley Ct, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,132 sqft · built 1966
Lot Size	0.57 acres (24,846 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Apr 2024)
Tax Bill	$5,502 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-21-0332`

Property Details

APN / Parcel Number

Primary APN	`16Q-21-0332`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	1,066 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	24,846 sqft (0.57 acres)
Lot Dimensions	125 ft deep x 205 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	360 sqft
Patio Area	408 sqft
Poultry House	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 SPRING VALLEY CT
City	CHESTERFIELD
State	MO
Zip	63017-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R3
Legal Description	WESTBURY MANOR PLAT 6-A RESUB OF LOTS LOT 412
Legal Subdivision	WESTBURY MANOR PLAT 6-A RESUB OF LOTS
Legal Lot Number	412
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2003
Census Tract	215231

Owner

412 Spring Valley Ct is owned and occupied by two individuals who bought it in April 2024.

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage M&M MILLER FAMILY TRUST
Dec 6, 2023	Intrafamily Transfer, Transfer
Jan 13, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Apr 15, 2024 · Amount on File
Deed Document Number	2024415293
Prior Transfer Date	Dec 5, 2023
Prior Transfer Doc	0000000053
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	412 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Investor	Possibly a Property Investor

Mortgage

Document Number	2025110400226
Date	Nov 4, 2025
Instrument	2025110400226

Lender

Name	M&M MILLER FAMILY TRUST
Type	Private Party
Address	113 SANTA ROSA PL, SANTA BARBARA, CA 93109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	102 Months
Due	May 4, 2034

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Dec 6, 2023
Property Address	412 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Document Number	2023120600053
Map Reference	MB 117 PG 65
Instrument Date	Dec 5, 2023
Instrument	2023120600053
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 13, 2020
Property Address	412 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Document Number	0238803926
Book / Page	23880 / 3926
Map Reference	MB 117 PG 65
Instrument Date	Jan 9, 2020
Instrument	2020011300691
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721

Mortgage

Document Number	2020011300692
Date	Jan 13, 2020
Instrument	2020011300692

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 412 Spring Valley Ct was $5,502, up 12.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,010 (-) Land $53,850 Building $34,160	$463,200 (-) Land $283,400 Building $179,800
2025	$5,502.00 (+12.7%)	$88,010 Land $53,850 Building $34,160	$463,200 Land $283,400 Building $179,800
2024	$4,882.00 (+4.25%)
2023	$4,683.00 (+2.18%)	$73,780 (+11.58%) Land $33,160 Building $40,620	$388,300 Land $174,500 Building $213,800
2022	$4,583.00	$66,120 Land $37,890 Building $28,230
2021			$348,000 Land $199,400 Building $148,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Spring Valley Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1980–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Spring Valley Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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