409 Spring Valley Ct, Chesterfield, MO 63017 Property Records

St. Louis County property record for 409 Spring Valley Ct, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,554 sqft · built 1966
Lot Size	1.07 acres (46,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2018)
Tax Bill	$8,061 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-23-0194`

Property Details

APN / Parcel Number

Primary APN	`16Q-23-0194`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,554 sqft Living Area
Gross Area	2,994 sqft
1st Floor Area	2,554 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	46,814 sqft
Lot Dimensions	365 ft deep x 59 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Frame Porch
Porch Area	198 sqft
Patio Area	298 sqft
Boat House	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 SPRING VALLEY CT
City	CHESTERFIELD
State	MO
Zip	63017-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WESTBURY MANOR PLAT 6A RESUB OF LOTS 194 THRU 202 INCL LOT PT 409 16Q230013 5 8 74
Legal Subdivision	WESTBURY MANOR PLAT 6A RESUB OF LOTS 194
Legal Lot Number	409
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2003
Census Tract	215231

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Oct 17, 2019	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION
Aug 29, 2018	Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU
Mar 13, 2018	Grant Deed, Transfer · VA Mortgage DAS ACQUISITION
Jul 27, 2017	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	2018412
Deed Book / Page	22936 / 2185
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0226260004
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, ETC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721

Mortgage

Document Number	2025120300269
Date	Dec 3, 2025
Instrument	2025120300269

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721

Mortgage

Document Number	0253100882
Date	Jan 5, 2022
Book Page	25310/882
Instrument	2022010500163

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	VISION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02374803574
Date	Oct 17, 2019
Book Page	23748/03574
Instrument	2019101700540

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	VISION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246962564
Date	Mar 5, 2021
Book Page	24696/2564
Instrument	2021030500351

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Document Number	0237483574
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	VISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 SPRING VALLEY CT CHESTERFIELD MO 630172721, CHESTERFIELD, MO 63017-2721

Mortgage

Document Number	0237483574
Date	Oct 17, 2019
Book Page	023748/003574
Instrument	540

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Document Number	0233442509
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	TRUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	409 SPRING VALLEY CT CHESTERFIELD MO 630172721, CHESTERFIELD, MO 63017-2721

Mortgage

Document Number	0233442509
Date	Jan 4, 2019
Book Page	023344/002509
Instrument	447

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 3, 2039

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 13, 2018
Property Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Document Number	0229362185
Book / Page	022936 / 002185
Instrument Date	Mar 9, 2018
Instrument	412
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	409 SPRING VALLEY CT CHESTERFIELD MO 630172721, CHESTERFIELD, MO 63017-2721

Mortgage

Document Number	229362189
Date	Mar 13, 2018
Book Page	022936/002189
Instrument	413

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MO
Recording Date	Jul 27, 2017
Property Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Document Number	0226260001
Book / Page	022626 / 000001
Instrument Date	Jul 18, 2017
Instrument	211
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SPRING VALLEY CT

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 27, 2017
Property Address	409 SPRING VALLEY CT, CHESTERFIELD, MO 63017-2721
Document Number	0226260004
Book / Page	022626 / 000004
Instrument Date	Jul 18, 2017
Instrument	212
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	409 SPRING VALLEY CT CHESTERFIELD MO 630172721, CHESTERFIELD, MO 63017-2721

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,160 (-2.13%) Land $58,250 Building $70,910	$679,800 (-2.13%) Land $306,600 Building $373,200
2025	$8,061.00 (+22.82%)	$131,970 (+32.86%) Land $58,250 Building $73,720	$694,600 (+32.86%) Land $306,600 Building $388,000
2024	$6,563.00 (+4.26%)
2023	$6,295.00 (+3.95%)	$99,330 (+13.7%) Land $33,840 Building $65,490	$522,800 (+13.7%) Land $178,100 Building $344,700
2022	$6,056.00	$87,360 Land $38,680 Building $48,680
2021			$459,800 Land $203,600 Building $256,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1980–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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