412 Smee Rd, Middletown, DE 19709 Property Records

New Castle County property record for 412 Smee Rd, Middletown, DE 19709

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,408 sqft · built 2017
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$320,955 (Apr 2017)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-019.31-136`

Property Details

APN / Parcel Number

Primary APN	`13-019.31-136`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
1st Floor Area	1,092 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	412 SMEE RD
City	MIDDLETOWN
State	DE
Zip	19709-9940
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	S
Legal Subdivision	HIGH HOOK FARMS
Legal Lot Number	230
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2051
Census Tract	16608

Owner

412 Smee Rd, a duplex, is owned and occupied by two individuals who acquired it in March 2021.

Source: New Castle County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 SMEE RD, MIDDLETOWN, DE 19709-9940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEXSTA FCU
Apr 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS LENDING CORP
Apr 12, 2017	Deed, Transfer · Conventional Mortgage NEW AMERICA FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on File
Deed Sale	Apr 12, 2017 · Amount on File
Deed Document Number	201718216
Last Transfer Date	Mar 8, 2021
Transfer Doc	0000049434
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	412 SMEE RD, MIDDLETOWN, DE 19709-9940
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011345
Date	Feb 12, 2026
Instrument	20260212-0011345

Lender

Name	DEXSTA FCU
Type	Credit Union
Address	WILMINGTON, DE 19803

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	176 Months
Due	Oct 22, 2040

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 26, 2021
Property Address	412 SMEE RD, MIDDLETOWN, DE 19709-9940
Document Number	0000049434
Map Reference	MF 20120208-007299
Instrument Date	Mar 8, 2021
Instrument	20210426-0049434
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 SMEE RD, MIDDLETOWN, DE 19709-9940

Mortgage

Document Number	0000049438
Date	Apr 26, 2021
Instrument	20210426-0049438

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 12, 2017
Property Address	412 SMEE RD, MIDDLETOWN, DE 19709-9940
Document Number	0000018216
Instrument Date	Apr 7, 2017
Instrument	20170412-0018216
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SMEE RD, MIDDLETOWN, DE 19709-9940

Mortgage

Document Number	0000018217
Date	Apr 12, 2017
Instrument	20170412-0018217

Lender

Name	NEW AMERICA FINANCIAL CORP
Type	Funding / Finance Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 412 Smee Rd was $3,712.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,712.00	$459,900 Land $95,400 Building $364,500
2023	$3,555.00	$95,800 Land $7,400 Building $88,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Smee Rd in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Smee Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Breezeline.

Cell Coverage

5G (outdoors only) and 4G LTE

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