409 Smee Rd, Middletown, DE 19709 Property Records

New Castle County property record for 409 Smee Rd, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 2016
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2026)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-019.31-122`

Property Details

APN / Parcel Number

Primary APN	`13-019.31-122`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,680 sqft Living Area
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	409 SMEE RD
City	MIDDLETOWN
State	DE
Zip	19709-9939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	HIGH HOOK FARMS
Legal Lot Number	271
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2072
Census Tract	16608

Owner

Source: New Castle County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 SMEE RD, MIDDLETOWN, DE 19709-9939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 12, 2026	Deed, Transfer · FHA Mortgage NATION ONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	20262725
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	409 SMEE RD, MIDDLETOWN, DE 19709-9939
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SMEE RD, MIDDLETOWN, DE 19709-9939

Mortgage

Document Number	0000136109
Date	Nov 29, 2021
Instrument	20211129-0136109

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jun 1, 2051

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 12, 2026
Property Address	409 SMEE RD, MIDDLETOWN, DE 19709-9939
Document Number	0000002725
Map Reference	MF 20120208-0007299
Instrument Date	Dec 19, 2025
Instrument	20260112-0002725
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 SMEE RD, MIDDLETOWN, DE 19709-9939

Mortgage

Document Number	0000002729
Date	Jan 12, 2026
Instrument	20260112-0002729

Lender

Name	NATION ONE MORTGAGE
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000002730
Date	Jan 12, 2026
Instrument	20260112-0002730

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	NEW YORK, NY 10001

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,839.00 (-3.8%)	$351,800 (+415.84%) Land $95,400 Building $256,400
2024	$2,951.00 (+16.59%)	$68,200 (-) Land $4,400 Building $63,800	$315,270
2023	$2,531.00	$68,200 Land $4,400 Building $63,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Breezeline.

Cell Coverage

5G (outdoors only) and 4G LTE

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