412 Sinclair Ave, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 412 Sinclair Ave, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1996
Lot Size	0.188 acres (8,198 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Mar 2020)
Tax Bill	$7,062 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`13-00892-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`13-00892-0000-00016`
Alternative APNs	`130089200016` `00198380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	8,198 sqft (0.188 acres)
Lot Dimensions	100 ft deep x 82 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00198380
Street Address	412 SINCLAIR AVE
City	LANOKA HARBOR
State	NJ
Zip	08734-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	82 X 100
Legal Subdivision	SEN VIEW MANOR
Legal Block	892
Legal Lot Number	16
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	4
Census Block	4018
Census Tract	732101

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 24, 2020	Grant Deed, Transfer VETERANS UNITED HM LNS
Oct 10, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 5, 2018	Grant Deed, Transfer CITY ABSTRACT
Jun 7, 2018	Grant Deed, Transfer CITY ABSTRACT
Jun 8, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	202031459
Deed Book / Page	17832 / 1070
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	412 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1930
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185911000
Date	Jul 21, 2021
Book Page	18591/1000
Instrument	2021107492

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 24, 2020
Property Address	412 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1930
Document Number	0178321070
Book / Page	017832 / 001070
Instrument Date	Mar 2, 2020
Instrument	31459
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SINCLAIR AVE LANOKA HARBOR NJ 087341930, LANOKA HARBOR, NJ 08734-1930

Mortgage

Document Number	178321076
Date	Mar 24, 2020
Book Page	017832/001076
Instrument	31460

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 10, 2018
Property Address	412 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1930
Document Number	0172631493
Book / Page	17263 / 1493
Map Reference	MAP F93
Instrument Date	Oct 5, 2018
Instrument	2018099205
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	NUCO TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,496.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 SALERNO WAY, 2101, HOWELL, NJ 07731-1765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1930

Mortgage

Document Number	2018099206
Date	Oct 10, 2018
Instrument	2018099206

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 5, 2018
Property Address	412 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1930
Document Number	0170430147
Book / Page	017043 / 000147
Instrument Date	Feb 23, 2018
Instrument	21080
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	CITY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 SALERNO WAY HOWELL NJ 077311756, HOWELL, NJ 07731-1756

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 7, 2018
Property Address	412 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1930
Document Number	0171381039
Book / Page	017138 / 001039
Instrument Date	May 10, 2017
Instrument	55336
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	CITY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$0.64
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 8, 2017
Property Address	412 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1930
Document Number	0167631433
Book / Page	016763 / 001433
Instrument Date	Mar 20, 2017
Instrument	58242
Transaction Type	Foreclosure
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BARCLEY ST NEW YORK NY 10286, NEW YORK, NY 10286

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,200 (-) Land $78,000 Building $180,200	$258,200 (-) Land $78,000 Building $180,200
2025	$7,062.00 (+12.24%) Veteran's exemption	$258,200 (-) Land $78,000 Building $180,200	$258,200 (-) Land $78,000 Building $180,200
2024	$6,292.00 (+7.68%)
2023		$258,200 Land $78,000 Building $180,200	$258,200 Land $78,000 Building $180,200
2022	$5,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 116 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	229 (1989–2025)
Claims Outside the SFHA	8 of 229
Most Recent Claim	May 2025
Claims by Event	Hurricane Sandy, Nov 2012 · 161 claims Severe Storms And Flooding, Mar 2010 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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