407 Sinclair Ave, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 407 Sinclair Ave, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,331 sqft · built 1986
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,900 (Sep 2026)
Tax Bill	$5,035 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-00893-0000-00013-01`

Property Details

APN / Parcel Number

Primary APN	`13-00893-0000-00013-01`
Alternative APNs	`13008930000000130001` `10000043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,331 sqft Living Area
1st Floor Area	1,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	10000043
Street Address	407 SINCLAIR AVE
City	LANOKA HARBOR
State	NJ
Zip	08734-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	75 X 100
Legal Block	893
Legal Lot Number	13.1
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	3
Census Block	3001
Census Tract	732101

Owner

Source: Ocean County and Lacey Township records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Jun 9, 1987 · Amount on Record
Deed Document Number	202673994
Deed Book / Page	20497 / 385
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 11, 2026
Property Address	407 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1931
Document Number	0000073994
Book / Page	20497 / 385
Instrument Date	Aug 11, 2026
Instrument	202673994
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,965.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1931

Mortgage

Document Number	0000073995,
Date	Sep 11, 2026
Instrument	202673995

Lender

Name	ADVISORS MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000073996,
Date	Sep 11, 2026
Book Page	20497/405
Instrument	202673996

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 24, 2031

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	407 SINCLAIR AVE, LANOKA HARBOR, NJ 08734-1931
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185860935
Date	Jul 19, 2021
Book Page	18586/935
Instrument	2021105973

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,100 (-) Land $77,000 Building $107,100	$184,100 (-) Land $77,000 Building $107,100
2025	$5,035.00 (+7.93%)	$184,100 (-) Land $77,000 Building $107,100	$184,100 (-) Land $77,000 Building $107,100
2024	$4,665.00 (+11.98%)
2023		$184,100 Land $77,000 Building $107,100	$184,100 Land $77,000 Building $107,100
2022	$4,166.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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