412 School St, Bradford, OH 45308 Property Records

Darke County property record for 412 School St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,012 sqft · built 1900
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (May 2026)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Jul 2007 Mortgage May 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`A04-2-409-21-01-04-10600`

Property Details

APN / Parcel Number

Primary APN	`A04-2-409-21-01-04-10600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
1st Floor Area	2,232 sqft
Upper Floors Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	412 SCHOOL ST
City	BRADFORD
State	OH
Zip	45308-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S E WISE ADDN WHOLE LOT 133
Legal Subdivision	S E WISE ADDN
Legal Lot Number	133
Jurisdiction	DARKE OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3013
Census Tract	540100

Owner

Source: Darke County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 SCHOOL ST, BRADFORD, OH 45308-1028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2007	Deed of Trust, Mortgage WELLS FARGO FINANCIAL OHIO 1 INC
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jul 5, 2023	Transfer on Death Deed, Transfer
Jun 20, 2023	Affidavit of Death of Joint Tenant, Transfer
May 2, 2023	Intrafamily Transfer, Transfer
May 26, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Aug 7, 1995 · Amount on Record
Deed Document Number	20262689
Deed Book / Page	580 / 440
Prior Transfer Date	Apr 24, 2023
Prior Transfer Doc	00561/3426
Record Updated	Oct 29, 2026

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	412 SCHOOL ST, BRADFORD, OH 45308-1028
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0402/00037
Date	Jul 6, 2007
Book Page	402/00037
Instrument	200700005500

Lender

Name	WELLS FARGO FINANCIAL OHIO 1 INC
Type	Subprime Lender
Address	DAYTON, OH 45424

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jun 23, 2022

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	May 15, 2026
Property Address	412 SCHOOL ST, BRADFORD, OH 45308-1028
Document Number	0000002689
Book / Page	580 / 440
Instrument Date	May 8, 2026
Instrument	20262689
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	412 SCHOOL ST, BRADFORD, OH 45308-1028

Mortgage

Document Number	0000002690,
Date	May 15, 2026
Instrument	20262690

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	May 15, 2026
Property Address	412 SCHOOL ST, BRADFORD, OH 45308-1028
Document Number	000580/440
Book / Page	580 / 440
Instrument Date	May 8, 2026
Instrument	20262689
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	412 SCHOOL ST, BRADFORD, OH 45308-1028

Mortgage

Document Number	0000002690,
Date	May 15, 2026
Instrument	20262690

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DARKE OH
Recording Date	Jul 5, 2023
Property Address	412 SCHOOL ST, BRADFORD, OH 45308-1028
Document Number	00562/4315
Book / Page	562 / 4315
Instrument Date	Jun 12, 2023
Instrument	202300003416
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Investor	Possibly a Property Investor

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DARKE OH
Recording Date	Jun 20, 2023
Property Address	412 SCHOOL ST, BRADFORD, OH 45308-1028
Document Number	00562/2677
Book / Page	562 / 2677
Instrument Date	May 25, 2023
Instrument	202300003111
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SCHOOL ST, BRADFORD, OH 45308-1028

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARKE OH
Recording Date	May 2, 2023
Property Address	412 SCHOOL ST, BRADFORD, OH 45308-1028
Document Number	00561/3426
Book / Page	561 / 3426
Instrument Date	Apr 24, 2023
Instrument	202300002177
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	412 SCHOOL ST, BRADFORD, OH 45308-1028

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DARKE OH
Recording Date	May 26, 2023
Property Address	412 SCHOOL ST, BRADFORD, OH 45308-1028
Document Number	000562/444
Book / Page	562 / 444
Instrument Date	Apr 24, 2023
Instrument	202300002698
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Adams Township
Municipality	Bradford Village
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00 (-19.92%) Homeowner's exemption	$49,070 (-) Land $2,430 Building $46,640	$140,200 (-) Land $6,930 Building $133,270
2023	$1,958.00 (+22.15%)	$49,070 (+30.57%) Land $2,430 Building $46,640	$140,200 (+30.56%) Land $6,930 Building $133,270
2022	$1,603.00	$37,580 Land $2,020 Building $35,560
2020			$107,380 Land $5,770 Building $101,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures