Darke County property record for 409 School St, Bradford, OH 45308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,256 sqft · built 1900 |
| Lot Size | 0.369 acres (16,091 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Mar 2020) |
| Tax Bill | $1,132 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A04-2-409-21-02-01-11000 |
| Primary APN | A04-2-409-21-02-01-11000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Upper Floors Area | 468 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Lot Area | 16,091 sqft (0.369 acres) |
| Lot Dimensions | 149 ft deep x 108 ft wide |
| Garage Type | Mixed |
| Garage Area | 220 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 198 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 409 SCHOOL ST |
|---|---|
| City | BRADFORD |
| State | OH |
| Zip | 45308-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROUTZONG ADDN WHOLE LOT 15 EX NE COR |
| Legal Subdivision | ROUTZONG ADDN |
| Legal Lot Number | 15 |
| Jurisdiction | DARKE OH |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 540100 |
Source: Darke County records · APN A04-2-409-21-02-01-11000
Assessment roll updated February 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 SCHOOL ST, BRADFORD, OH 45308-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Mar 08, 2017 | Survivorship Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2020 · Amount on Record |
| Deed Sale | Mar 06, 2020 · Amount on Record |
| Prior Sale | Mar 08, 2017 · Amount on Record |
| Deed Document Number | 20201364 |
| Deed Book / Page | 535 / 1190 |
| Prior Transfer Date | Oct 24, 2007 |
| Prior Transfer Doc | 405/00095 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Mar 06, 2020 |
| Property Address | 409 SCHOOL ST, BRADFORD, OH 45308-1027 |
| Document Number | 535/1190 |
| Book / Page | 535 / 1190 |
| Map Reference | VOL 343 PG 780 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 202000001364 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 SCHOOL ST, BRADFORD, OH 45308-1027 |
| Document Number | 202000001365 |
|---|---|
| Date | Mar 06, 2020 |
| Instrument | 202000001365 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Mar 08, 2017 |
| Property Address | 409 SCHOOL ST, BRADFORD, OH 45308-1027 |
| Document Number | 505/3125 |
| Book / Page | 505 / 3125 |
| Map Reference | VOL343 PG780 |
| Instrument Date | Mar 07, 2017 |
| Instrument | 201700001614 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 409 SCHOOL ST, BRADFORD, OH 45308-1027 |
| Document Number | 201700001615 |
|---|---|
| Date | Mar 08, 2017 |
| Instrument | 201700001615 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Darke County records · Assessment roll updated February 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Darke County |
| County Subdivision | Adams Township |
| Municipality | Bradford Village |
| Unified School District | Bradford Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,132.00 (-23.82%) Homeowner's exemption | $31,050 (-) Land $3,900 Building $27,150 | $88,730 (-) Land $11,150 Building $77,580 |
| 2023 | $1,486.00 (+8.71%) Homeowner's exemption | $31,050 (+17.66%) Land $3,900 Building $27,150 | $88,730 (+17.68%) Land $11,150 Building $77,580 |
| 2022 | $1,367.00 Homeowner's exemption | $26,390 Land $3,230 Building $23,160 | |
| 2020 | $75,400 Land $9,230 Building $66,170 |
Source: FEMA National Flood Hazard Layer as of March 10, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company.
Based on FCC filings for 283 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRADFORD VILLAGE PWS serves 2,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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