St. Charles County property record for 412 Saint John Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 900 sqft · built 1959 |
| Lot Size | 0.206 acres (8,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Dec 2024) |
| Tax Bill | $2,125 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 220320A000 |
| Primary APN | 220320A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,300 sqft |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,991 sqft (0.206 acres) |
| Lot Dimensions | 111 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 220320A000 |
|---|---|
| Street Address | 412 SAINT JOHN DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | FOREST PK OF OFALLON LOT 264 |
| Legal Subdivision | FOREST PK OF OFALLON |
| Legal Lot Number | 264 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 311602 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 SAINT JOHN DR, O FALLON, MO 63366-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jun 9, 2022 | Deed of Trust, Mortgage · Construction Mortgage MIDWEST REGIONAL BANK |
| Dec 19, 2022 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2024 · Amount on File |
| Deed Sale | Dec 6, 2024 · Amount on File |
| Prior Sale | Dec 19, 2022 · Amount on File |
| Deed Document Number | 202451156 |
| Prior Transfer Date | Jun 8, 2022 |
| Prior Transfer Doc | 0000032415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 21, 2026 |
| Property Address | 412 SAINT JOHN DR, O FALLON, MO 63366-2224 |
| Document Number | 0000024018 |
| Instrument Date | May 16, 2026 |
| Instrument | 202624018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 412 SAINT JOHN DR, O FALLON, MO 63366-2224 |
| Document Number | 0000024018, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202624018 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 412 SAINT JOHN DR, O FALLON, MO 63366-2224 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 290 PARKWAY INDUSTRIAL DR, LAKE ST LOUIS, MO 63367-6522 |
| Document Number | 0000032412 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022R-032412 |
| Name | MIDWEST REGIONAL BANK |
|---|---|
| Type | Bank |
| Address | FESTUS, MO 63028 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 19, 2022 |
| Property Address | 412 SAINT JOHN DR, O FALLON, MO 63366-2224 |
| Document Number | 0000066553 |
| Map Reference | MB 6 PG 70 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022R-066553 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 290 PARKWAY INDUSTRIAL DR, LAKE ST LOUIS, MO 63367-6522 |
| Name | Verified Name |
|---|---|
| Address | 204 ALLEN DR, O FALLON, MO 63366-1725 |
| Document Number | 0000066554 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022R-066554 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,777 (-) | $172,506 (-) Land $40,000 Building $132,506 | |
| 2025 | $2,125.00 | $32,777 (+11.53%) | $172,506 (+11.53%) Land $40,000 Building $132,506 |
| 2023 | $29,388 | ||
| 2022 | $154,676 Land $40,000 Building $114,676 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.
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