407 Saint John Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 407 Saint John Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,229 sqft · built 1960
Lot Size	0.193 acres (8,424 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2022)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220020A000`

Property Details

APN / Parcel Number

Primary APN	`220020A000`
Alternative APN	`2-051C-4271-00-0254.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,229 sqft Living Area
Gross Area	1,829 sqft
1st Floor Area	1,229 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,424 sqft (0.193 acres)
Lot Dimensions	117 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	220020A000
Street Address	407 SAINT JOHN DR
City	O FALLON
State	MO
Zip	63366-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK OF OFALLON LOT 254
Legal Subdivision	FOREST PK OF OFALLON
Legal Lot Number	254
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2005
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 SAINT JOHN DR, O FALLON, MO 63366-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO
Aug 1, 2022	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Dec 15, 2005 · Amount on Record
Deed Document Number	202242608
Prior Transfer Date	Jul 29, 2022
Prior Transfer Doc	0000042607
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	May 8, 2026
Property Address	407 SAINT JOHN DR, O FALLON, MO 63366-2223
Document Number	0000021595
Instrument Date	Apr 17, 2026
Instrument	202621595
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SAINT JOHN DR, O FALLON, MO 63366-2223

Mortgage

Document Number	0000021595,
Date	May 8, 2026
Instrument	202621595

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Aug 1, 2052

Interest

Rate	6.22%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 1, 2022
Property Address	407 SAINT JOHN DR, O FALLON, MO 63366-2223
Document Number	0000042608
Map Reference	MB 6 PG 70
Instrument Date	Jul 28, 2022
Instrument	2022R-042608
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 PRESS BOX CT, O FALLON, MO 63366-4671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 SAINT JOHN DR, O FALLON, MO 63366-2223

Mortgage

Document Number	0000042609
Date	Aug 1, 2022
Instrument	2022R-042609

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Aug 1, 2022
Property Address	407 SAINT JOHN DR, O FALLON, MO 63366-2223
Document Number	0000042607
Map Reference	MB 6 PG 70
Instrument Date	Jul 28, 2022
Instrument	2022R-042607
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,860 (-)	$209,789 (-) Land $40,000 Building $169,789
2025	$2,575.00 (+0.23%)	$39,860 (+3.23%)	$209,789 (+3.23%) Land $40,000 Building $169,789
2024	$2,569.00
2023		$38,611
2022			$203,215 Land $40,000 Building $163,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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