Hampden County and Springfield City property record for 412 Saint James Ave, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,298 sqft · built 1900 |
| Lot Size | 0.214 acres (9,304 sqft) |
| Owner | Company Name on File |
| Last Sale | $161,701 (Jul 2026) |
| Tax Bill | $3,259 (2026) |
| Deeds & Mortgages | Jul 2026 Foreclosure Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:11170 P:0048 |
| Primary APN | SPRI S:11170 P:0048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,298 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Basement Area | 252 sqft |
| Unfinished Basement | 252 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 9,304 sqft (0.214 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 111700048 |
|---|---|
| Street Address | 412 SAINT JAMES AVE |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-3830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 801300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
412 Saint James Ave is owned by a company that bought it in July 2026.
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 346 RACE ST, HOLYOKE, MA 01040-5613 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 9, 2026 | Foreclosure |
| Oct 16, 2023 | Quit Claim Deed, Transfer · FHA Mortgage SEMPER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Oct 16, 2023 · Amount on File |
| Deed Document Number | 202631871 |
| Deed Book / Page | 26409 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 9, 2026 |
| Property Address | 412 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3830 |
| Document Number | 0000031871 |
| Book / Page | 26409 / 443 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202631871 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 RACE ST, HOLYOKE, MA 01040-5613 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Oct 16, 2023 |
| Property Address | 412 SAINT JAMES AVE, SPRINGFIELD, MA 01109-3830 |
| Document Number | 0025192-34 |
| Book / Page | 25192 / 34 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 49053 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 570 DICKINSON ST, SPRINGFIELD, MA 01108-2750 |
| Document Number | 0000049054 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 49054 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0025192-50 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 25192/50 |
| Instrument | 49055 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2033 |
The 2026 property tax bill for 412 Saint James Ave was $3,259, up 7.8% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,259.00 (+7.81%) | $210,800 (+9.34%) Land $25,300 Building $185,500 | $246,164 (+4.06%) |
| 2025 | $3,023.00 | $192,800 Land $26,100 Building $166,700 | $236,550 (+4.27%) |
| 2024 | $226,860 | ||
| 2023 | $1,887.00 | $110,700 Land $23,300 Building $87,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Saint James Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Saint James Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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