412 S Spring St, Geneseo, IL 61254 Property Records

Henry County property record for 412 S Spring St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,086 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-255-003`

Property Details

APN / Parcel Number

Primary APN	`08-21-255-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	1,086 sqft
Basement Area	1,086 sqft
Unfinished Basement	1,086 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	198 ft deep x 49 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	412 S SPRING ST
City	GENESEO
State	IL
Zip	61254-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S49.5 LT 2 BLK 2 W T ALLANS ADD CITY OF GENESEO
Legal Subdivision	ALLANS ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3024
Census Tract	30302

Owner

412 S Spring St is owned and occupied by an individual who acquired it in February 2016.

Source: Henry County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	412 S SPRING ST, GENESEO, IL 61254-1564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage R I A FCU
Nov 24, 2020	Deed of Trust, Mortgage RIA FCU
Nov 21, 2019	Deed of Trust, Mortgage · Conventional with PMI RIA FCU
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage RIA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 22, 2016
Transfer Doc	0000001144
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	412 S SPRING ST, GENESEO, IL 61254-1564
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005825
Date	Dec 28, 2023
Instrument	20-2305825

Lender

Name	R I A FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	412 S SPRING ST, GENESEO, IL 61254-1564
Document Number	0000007882
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 S SPRING ST GENESEO IL 612541564, GENESEO, IL 61254-1564

Mortgage

Document Number	0000007882
Date	Dec 1, 2020
Instrument	7882

Lender

Name	RIA FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204-4750

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 30, 2035

Interest

Rate	2.37%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	412 S SPRING ST, GENESEO, IL 61254-1564
Document Number	0000001211
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 S SPRING ST GENESEO IL 612541564, GENESEO, IL 61254-1564

Mortgage

Document Number	0000001211
Date	Mar 4, 2020
Instrument	1211

Lender

Name	RIA FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204-4750

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Mar 3, 2030

Interest

Rate	4.74%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	412 S SPRING ST, GENESEO, IL 61254-1564
Document Number	0000000059
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 S SPRING ST GENESEO IL 612541564, GENESEO, IL 61254-1564

Mortgage

Document Number	0000000059
Date	Jan 7, 2019
Instrument	59

Lender

Name	RIA FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204-4750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 6, 2029

Interest

Rate	4.74%

Tax Assessment & Valuation

The 2025 property tax bill for 412 S Spring St was $2,874 with a homeowner's exemption, up 5.5% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00 (+5.51%) Homeowner's exemption	$42,079 (+6.5%) Land $5,343 Building $36,736	$126,237 (+6.5%) Land $16,029 Building $110,208
2024	$2,724.00	$39,511 Land $5,017 Building $34,494	$118,533 Land $15,051 Building $103,482
2022		$33,442 Land $4,246 Building $29,196	$100,326 Land $12,738 Building $87,588
2021	$1,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 S Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 412 S Spring St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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