409 S Spring St, Geneseo, IL 61254 Property Records

Henry County property record for 409 S Spring St, Geneseo, IL 61254

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,855 sqft · built 1900
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Tax Bill$1,815 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-21-254-010

Property Details

APN / Parcel Number

Primary APN08-21-254-010

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,855 sqft Total Area
1st Floor Area1,146 sqft
Basement Area946 sqft
Unfinished Basement1,146 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions144 ft deep x 55 ft wide
Garage TypeDetached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address409 S SPRING ST
CityGENESEO
StateIL
Zip61254-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS55 OF N127 OF E144 LT 1 BLK 9 ORIGINAL TOWN CITY OF GENESEO
Legal SubdivisionORIGINAL TOWN
Legal Block9
Legal Lot Number1
JurisdictionHENRY IL
Township / Civil DivisionGENESEO
Census Block Group3
Census Block3025
Census Tract30302

Owner

409 S Spring St is owned and occupied by an individual.

Source: Henry County records, as of June 19, 2026

Owner of RecordIndividual Name on File
Mailing Address409 S SPRING ST, GENESEO, IL 61254-1563
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Recording DateMay 15, 2026
Property Address409 S SPRING ST, GENESEO, IL 61254-1563
Document Number0000002326
Instrument DateMay 11, 2026
Instrument20262326
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S SPRING ST, GENESEO, IL 61254-1563

Mortgage

Document Number0000002326,
DateMay 15, 2026
Instrument20262326
Lender
NameCENTRAL BANK SAVINGS
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 11, 2036
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 409 S Spring St was $1,815 with exemptions applied.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionGeneseo Township
MunicipalityGeneseo City
Unified School DistrictGeneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,815.00$47,451 Land $5,343 Building $42,108$142,353 Land $16,029 Building $126,324
2022$37,712 Land $4,246 Building $33,466$113,136 Land $12,738 Building $100,398
2021$1,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 S Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 409 S Spring St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENESEO
serves 6,539 people · EPA ID IL0730500
Water SourceGroundwater
Last State InspectionAug 2025
Lead3 ppb (2026–2028)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Geneseo Communications Services
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on S Spring St

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