412 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 412 S 3rd St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details1,356 sqft · built 1949
Lot Size0.138 acres (6,015 sqft)
OwnerIndividual Name on Record
Last Sale$77,000 (Jun 2018)
Tax Bill$3,181 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-03-304-009

Property Details

APN / Parcel Number

Primary APN16-03-304-009

Interior

Stories1 Story
Building Area1,356 sqft Living Area
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area6,015 sqft (0.138 acres)
Lot Dimensions66 ft deep x 88 ft wide
Garage TypeDetached
Garage Area294 sqft

Location & Zoning

Street Address412 S 3RD ST
CityOREGON
StateIL
Zip61061-1823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: E 88 FT OF OUTLOT A HILLS 1ST ADD CITY OF OREGON
Legal SubdivisionHILLS FIRST ADD
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group3
Census Block3036
Census Tract961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address412 S 3RD ST, OREGON, IL 61061-1823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2018 · Amount on Record
Deed SaleJun 13, 2018 · Amount on Record
Prior SaleAug 15, 2005 · Amount on Record
Deed Document Number20183180
Prior Transfer DateNov 13, 2006
Prior Transfer Doc0000011937
Record UpdatedJun 8, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateJun 13, 2018
Property Address412 S 3RD ST, OREGON, IL 61061-1823
Document Number0000003180
Map ReferencePB A PG126
Instrument DateJun 8, 2018
Instrument201803180
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$115.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 S 3RD ST, OREGON, IL 61061-1823

Mortgage

Document Number0000003181
DateJun 13, 2018
Instrument201803181
Lender
NameHARVARD STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,181.00 (+27.55%)$38,806 (+18.95%) Land $4,994 Building $33,812$116,418 (+18.95%) Land $14,982 Building $101,436
2023$32,625 Land $4,397 Building $28,228$97,875 Land $13,191 Building $84,684
2022$2,494.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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