404 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 404 S 3rd St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details2,044 sqft · built 1918
Lot Size0.189 acres (8,232 sqft)
OwnerIndividual Name on Record
Last Sale$139,000 (Sep 2021)
Tax Bill$4,988 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-03-304-005

Property Details

APN / Parcel Number

Primary APN16-03-304-005

Interior

Stories2 Stories
Building Area2,044 sqft Living Area
Basement Area1,022 sqft
Unfinished Basement1,022 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Lot Area8,232 sqft (0.189 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeDetached
Garage Area780 sqft

Location & Zoning

Street Address404 S 3RD ST
CityOREGON
StateIL
Zip61061-1823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK:10 TWP:23 SECT/LOT:3 S60FT OF N188FT OF E 8RD SW4 W 3RD ST S&ADJ LT7 BLK30 MOORES SUB
Legal Range10
Legal Township23
Legal Section03
Legal SubdivisionMOORES SUB
Legal Block10,30
Legal Lot Number3
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group3
Census Block3036
Census Tract961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 S 3RD ST, OREGON, IL 61061-1823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2021 · Amount on Record
Deed SaleSep 23, 2021 · Amount on Record
Prior SaleSep 7, 2016 · Amount on Record
Deed Document Number20216926
Prior Transfer DateSep 6, 2011
Prior Transfer Doc0000105751
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateSep 23, 2021
Property Address404 S 3RD ST, OREGON, IL 61061-1823
Document Number0000006926
Instrument DateSep 21, 2021
Instrument202106926
Transaction TypeTransfer
Record UpdatedOct 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$208.50
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 S 3RD ST, OREGON, IL 61061-1823

Mortgage

Document Number0000006927
DateSep 23, 2021
Instrument202106927
Lender
NameENVOY MORTGAGE LTD
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.13%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,988.00 (+4.11%)$57,432 (+7.25%) Land $6,810 Building $50,622$172,296 (+7.25%) Land $20,430 Building $151,866
2024$4,791.00 (+18.74%)$53,550 (+9.81%) Land $6,350 Building $47,200$160,650 (+9.81%) Land $19,050 Building $141,600
2023$48,764 Land $6,502 Building $42,262$146,292 Land $19,506 Building $126,786
2022$4,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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