Ellis County property record for 412 Rugged Dr, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,122 sqft · built 2007 |
| Lot Size | 1.01 acres (44,257 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Sep 2021) |
| Tax Bill | $8,624 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R231507 |
| Primary APN | R231507 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,122 sqft Living Area |
| Gross Area | 2,812 sqft |
| 1st Floor Area | 2,122 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,257 sqft |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 286 sqft |
| Storage Building | 130 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 412 RUGGED DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK C HIDDEN CREEK PH II 1.016 AC |
| Legal Subdivision | HIDDEN CREEK PH II |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | FERRIS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60103 |
Source: Ellis County records · APN R231507
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 RUGGED DR, RED OAK, TX 75154-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Jan 18, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Jan 18, 2017 · Amount on Record |
| Deed Document Number | 202141735 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 0000041735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Sep 21, 2021 |
| Property Address | 412 RUGGED DR, RED OAK, TX 75154-3016 |
| Document Number | 2141735 |
| Map Reference | CAB G SL 274&275 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2141735 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 RUGGED DR, RED OAK, TX 75154-3016 |
| Document Number | 2141736 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2141736 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jan 18, 2017 |
| Property Address | 412 RUGGED DR, RED OAK, TX 75154-3016 |
| Document Number | 0000001619 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 1619 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 COLE RD RED OAK TX 751544705, RED OAK, TX 75154-4705 |
| Document Number | 1620, |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 1620 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2047 |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,238 (-17.46%) Land $160,000 Building $251,238 | $411,238 (-17.46%) Land $160,000 Building $251,238 | |
| 2025 | $8,624.00 (+0.81%) Homeowner's exemption | $498,249 (+17.51%) Land $150,000 Building $348,249 | $498,249 (+17.51%) Land $150,000 Building $348,249 |
| 2024 | $8,555.00 (+11.42%) | ||
| 2023 | $7,678.00 (+1.47%) Homeowner's exemption | $423,989 Land $135,000 Building $288,989 | $423,989 Land $135,000 Building $288,989 |
| 2018 | $7,567.00 |
Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2018–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: JAB Wireless.
Based on FCC filings for 41 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROCKETT SUD serves 46,614 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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