408 Rugged Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 408 Rugged Dr, Red Oak, TX 75154 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,196 sqft · built 2014
Lot Size	1.01 acres (44,213 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Mar 2025)
Tax Bill	$13,276 (2025)
Deeds & Mortgages	Feb 2025 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R231505`

Property Details

APN / Parcel Number

Primary APN	`R231505`
Alternative APNs	`72473790300100111` `231505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,196 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	2,196 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	44,213 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	654 sqft
Patio Area	454 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 RUGGED DR
City	RED OAK
State	TX
Zip	75154-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK C HIDDEN CREEK PH II 1.015 AC
Legal Subdivision	HIDDEN CREEK PH II
Legal Block	C
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1002
Census Tract	60103

Owner

Source: Ellis County records · APN R231505

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	408 RUGGED DR, RED OAK, TX 75154-3016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2025	Vendor's Lien, Transfer
Sep 03, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Sep 30, 2019	Warranty Deed, Transfer COLONIAL NAT'L MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Prior Sale	Sep 03, 2021 · Amount on Record
Deed Document Number	20258095
Prior Transfer Date	Sep 02, 2021
Prior Transfer Doc	0000039140
Record Updated	Sep 20, 2026

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Feb 18, 2025
Property Address	408 RUGGED DR, RED OAK, TX 75154-3016
Document Number	0002508095
Map Reference	CAB G SL 274
Instrument Date	Feb 18, 2025
Instrument	2508095
Transaction Type	Transfer
Record Updated	Nov 04, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 RUGGED DR, RED OAK, TX 75154-3016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 RUGGED DR, RED OAK, TX 75154-3016

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Sep 03, 2021
Property Address	408 RUGGED DR, RED OAK, TX 75154-3016
Document Number	2139140
Map Reference	CAB G SL 274
Instrument Date	Sep 02, 2021
Instrument	2139140
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4113 METROPOLITAN AVE, DALLAS, TX 75210-1931

Mortgage

Document Number	2139141
Date	Sep 03, 2021
Instrument	2139141

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 30, 2019
Property Address	408 RUGGED DR, RED OAK, TX 75154-3016
Document Number	0000029043
Instrument Date	Sep 26, 2019
Instrument	29043
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 RUGGED DR RED OAK TX 751543016, RED OAK, TX 75154-3016

Mortgage

Document Number	29044
Date	Sep 30, 2019
Instrument	29044

Lender

Name	COLONIAL NAT'L MTG
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,457 (-12.97%) Land $176,000 Building $392,457	$568,457 (-15.41%) Land $176,000 Building $392,457
2025	$13,276.00 (+17.6%)	$653,154 (+44%) Land $165,000 Building $507,011	$672,011 (+48.16%) Land $165,000 Building $507,011
2024	$11,289.00 (+19.96%)
2023	$9,411.00 (+45.07%)	$453,579 Land $148,500 Building $305,079	$453,579 Land $148,500 Building $305,079
2018	$6,487.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390601031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2022, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 21% of Texas
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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