Chowan County property record for 412 Phillips St, Edenton, NC 27932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,628 sqft · built 1912 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,875,000 (Nov 2025) |
| Tax Bill | $3,350 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 780408887980 |
| Primary APN | 780408887980 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| Gross Area | 2,108 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 149 ft deep x 56 ft wide |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 140 sqft |
| Deck Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21325 |
|---|---|
| Street Address | 412 PHILLIPS ST |
| City | EDENTON |
| State | NC |
| Zip | 27932-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LOT 412 BLK B ECMV |
| Legal Subdivision | ECMV |
| Legal Block | B |
| Legal Lot Number | 412 |
| Jurisdiction | CHOWAN NC |
| Township / Civil Division | 1, EDENTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 930101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Edenton Cotton Mill Historic District listed 1999 · 74 contributing resources · NRIS 99000089 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chowan County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 PHILLIPS ST, EDENTON, NC 27932-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2025 · Amount on Record |
| Deed Document Number | 2025430819 |
| Deed Book / Page | 600 / 875 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHOWAN NC |
| Recording Date | Nov 21, 2025 |
| Property Address | 412 PHILLIPS ST, EDENTON, NC 27932-2054 |
| Document Number | 000600/875 |
| Book / Page | 600 / 875 |
| Map Reference | CAB 1 SL 142 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 430819 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9501 SE 5TH ST, BELLEVUE, WA 98004-6535 |
| Name | Verified Name |
|---|---|
| Address | 412 PHILLIPS ST, EDENTON, NC 27932-2054 |
| Document Number | 0000430820 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 430820 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Chowan County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chowan County |
| Municipality | Edenton Town |
| Unified School District | Edenton-Chowan Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,350.00 (+5.02%) | $291,378 (-) Land $23,655 Building $267,723 | $291,378 (-) Land $23,655 Building $267,723 |
| 2023 | $3,190.00 | $291,378 Land $23,655 Building $267,723 | $291,378 Land $23,655 Building $267,723 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 91 units insured incl. 32 condo units |
| Nearby Flood Claims | 98 (1982–2024) |
| Claims Outside the SFHA | 6 of 98 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF EDENTON serves 5,500 people · EPA ID NC0421010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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