Chowan County property record for 410 Phillips St, Edenton, NC 27932
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1912 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (May 2026) |
| Tax Bill | $3,063 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 780408887931 |
| Primary APN | 780408887931 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,636 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 149 ft deep x 57 ft wide |
| Garage Area | 336 sqft |
| Porch | Patio |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 49626 |
|---|---|
| Street Address | 410 PHILLIPS ST |
| City | EDENTON |
| State | NC |
| Zip | 27932-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LOT 410 BLK B ECMV |
| Legal Subdivision | ECMV |
| Legal Block | B |
| Legal Lot Number | 410 |
| Jurisdiction | CHOWAN NC |
| Township / Civil Division | 1, EDENTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 930101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Edenton Cotton Mill Historic District listed 1999 · 74 contributing resources · NRIS 99000089 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
410 Phillips St is owned and occupied by an individual who bought it in May 2026.
Source: Chowan County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 410 PHILLIPS ST, EDENTON, NC 27932-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on File |
| Deed Sale | May 20, 2026 · Amount on File |
| Prior Sale | Jul 26, 2013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHOWAN NC |
| Recording Date | May 20, 2026 |
| Property Address | 410 PHILLIPS ST, EDENTON, NC 27932-2054 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 PHILLIPS ST, EDENTON, NC 27932-2054 |
| Date | May 20, 2026 |
|---|
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.64% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 410 Phillips St was $3,063, up 7.7% from the year before.
Source: Chowan County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chowan County |
| Municipality | Edenton Town |
| Unified School District | Edenton-Chowan Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,063.00 (+7.66%) | $255,266 (+3.15%) Land $23,655 Building $231,611 | $255,266 (+3.15%) Land $23,655 Building $231,611 |
| 2025 | $2,845.00 | $247,469 Land $23,655 Building $223,814 | $247,469 Land $23,655 Building $223,814 |
| 2023 | $2,709.00 | $247,469 Land $23,655 Building $223,814 | $247,469 Land $23,655 Building $223,814 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 410 Phillips St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 91 units insured incl. 32 condo units |
| Nearby Flood Claims | 98 (1982–2024) |
| Claims Outside the SFHA | 6 of 98 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 410 Phillips St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF EDENTON serves 5,500 people · EPA ID NC0421010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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