Worcester County and Gardner City property record for 412 Parker St, Gardner, MA 01440
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 15,716 sqft · built 1900 |
| Lot Size | 0.14 acres (6,104 sqft) |
| Owner | Company Name on File |
| Last Sale | $500,000 (Mar 2023) |
| Tax Bill | $12,223 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:5 L:22 |
| Primary APN | GARD M:M22 B:5 L:22 |
|---|---|
| Alternative APN |
|
| Units | 20 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 15,716 sqft Total Area |
| Gross Area | 21,168 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | High Rise |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 6,104 sqft (0.14 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 412 PARKER ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 5 |
| Legal Lot Number | 22 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 707300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Gardner Square Historic District listed 1985 · 35 contributing resources · NRIS 85003185 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
412 Parker St, a commercial property, is owned by a company that bought it in March 2023.
Source: Worcester County and Gardner City records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 165 THORNDIKE ST, 2002, LOWELL, MA 01852-3485 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on File |
| Deed Sale | Mar 27, 2023 · Amount on File |
| Prior Transfer Date | Mar 17, 2023 |
| Prior Transfer Doc | 0000121620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 27, 2023 |
| Property Address | 412 PARKER ST, GARDNER, MA 01440 |
| Document Number | 0000121620 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 121620 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 THORNDIKE ST # STE20, STE20, LOWELL, MA 01852-3485 |
| Document Number | 0000121622 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 121622 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 412 Parker St was $12,223, up 99.4% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,223.00 (+99.36%) | $851,200 (+108.12%) Land $88,600 Building $762,600 |
| 2024 | $6,131.00 (-4.81%) | $409,000 (+2.43%) Land $84,400 Building $324,600 |
| 2023 | $6,441.00 | $399,300 Land $83,200 Building $316,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 412 Parker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 Parker St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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