Worcester County and Gardner City property record for 398 Parker St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,343 sqft · built 1930 |
| Lot Size | 0.068 acres (2,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $221,000 (Mar 2021) |
| Tax Bill | $3,813 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:7 L:67 |
| Primary APN | GARD M:M22 B:7 L:67 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,343 sqft Living Area |
| Gross Area | 2,654 sqft |
| Basement Area | 798 sqft |
| Unfinished Basement | 798 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,970 sqft (0.068 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 398 PARKER ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 7 |
| Legal Lot Number | 67 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 707300 |
398 Parker St is owned and occupied by an individual who bought it in March 2021.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 398 PARKER ST, GARDNER, MA 01440-3730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2021 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2021 · Amount on File |
| Deed Sale | Mar 11, 2021 · Amount on File |
| Prior Sale | Mar 6, 2017 |
| Deed Document Number | 202133917 |
| Deed Book / Page | 64659 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 11, 2021 |
| Property Address | 398 PARKER ST, GARDNER, MA 01440-3730 |
| Document Number | 64659-224 |
| Book / Page | 64659 / 224 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 33917 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 398 PARKER ST, GARDNER, MA 01440-3730 |
| Document Number | 33918 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 33918 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 6, 2017 |
| Property Address | 398 PARKER ST, GARDNER, MA 01440-3730 |
| Document Number | 56816-188 |
| Book / Page | 056816 / 000188 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 23065 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 50 ASH ST GARDNER MA 014402110, GARDNER, MA 01440-2110 |
The 2026 property tax bill for 398 Parker St was $3,813, up 10,491.7% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,813.00 (+10,491.67%) | $276,900 (+8.25%) Land $68,700 Building $208,200 | $331,643 (+15.9%) |
| 2025 | $36.00 (-99%) | $255,800 (+6.63%) Land $62,500 Building $193,300 | $286,140 |
| 2024 | $3,596.00 (+2.39%) | $239,900 (+10.2%) Land $56,800 Building $183,100 | |
| 2023 | $3,512.00 | $217,700 Land $56,000 Building $161,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Parker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Parker St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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