314 N Main St, Monroe City, MO 63456 Property Records

Monroe County property record for 314 N Main St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,649 sqft · built 1920
Lot Size	0.223 acres (9,720 sqft)
Owner	Company Name on Record
Last Sale	$111,280 (May 2026)
Tax Bill	$710 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2011 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-002-009-002.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-002-009-002.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,649 sqft Adjusted Area
Gross Area	1,484 sqft
1st Floor Area	1,375 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,720 sqft (0.223 acres)
Lot Dimensions	72.5 ft deep x 135 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 N MAIN ST
City	MONROE CITY
State	MO
Zip	63456-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 LOTS 3,4 & 5 135' X 72.5(S)X IRR. BLOCK 3, DAVIS ADD.
Legal Range	08W
Legal Township	56N
Legal Section	13
Legal Subdivision	DAVIS ADDITION
Legal Block	3
Legal Lot Number	3-5
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1023
Census Tract	960100

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10950 N ROUTE B, HALLSVILLE, MO 65255-9382
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Nov 1, 2011	Deed of Trust, Mortgage HNB NATIONAL BANK
May 5, 2026	Special Warranty Deed, Transfer FIRST AMERICAN TITLE
Dec 11, 2025	Contract Sale, Transfer
Oct 27, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Nov 25, 2014	Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK
Aug 22, 2011	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Dec 11, 2025 · Amount on Record
Deed Document Number	2026567
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	314 N MAIN ST, MONROE CITY, MO 63456-1316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200850
Date	Jun 22, 2020
Instrument	2020-0850

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	314 N MAIN ST, MONROE CITY, MO 63456-1316
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020111260
Date	Nov 1, 2011
Instrument	2011-1260

Lender

Name	HNB NATIONAL BANK
Address	MONROE CITY, MO 63456

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE MO
Recording Date	May 5, 2026
Property Address	314 N MAIN ST, MONROE CITY, MO 63456-1316
Document Number	0000000567
Instrument Date	Mar 12, 2026
Instrument	2026.567
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

December 2025: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MONROE MO
Recording Date	Dec 11, 2025
Property Address	314 N MAIN ST, MONROE CITY, MO 63456-1316
Document Number	0020251475
Instrument Date	Dec 10, 2025
Instrument	2025-1475
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13160 FOSTER ST STE 100, 100, OVERLAND PARK, KS 66213-2848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566
Investor	Possibly a Property Investor

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Oct 27, 2023
Property Address	314 N MAIN ST, MONROE CITY, MO 63456-1316
Document Number	0020231148
Instrument Date	Oct 26, 2023
Instrument	2023-1148
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N MAIN ST, MONROE CITY, MO 63456-1316
Investor	Possibly a Property Investor

Mortgage

Document Number	0020231149
Date	Oct 27, 2023
Instrument	2023-1149

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0020231150
Date	Oct 27, 2023
Instrument	2023-1150

Lender

Name	MISSOURI HOUSING DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Nov 25, 2014
Property Address	314 N MAIN ST, MONROE CITY, MO 63456-1316
Document Number	0020141448
Instrument Date	Nov 21, 2014
Instrument	2014-1448
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N MAIN ST, MONROE CITY, MO 63456-1316

Mortgage

Document Number	0020141449
Date	Nov 25, 2014
Instrument	2014-1449

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2011: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Aug 22, 2011
Property Address	314 N MAIN ST, MONROE CITY, MO 63456-1316
Document Number	0020110974
Instrument Date	Jul 26, 2011
Instrument	2011-0974
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8214 WESTCHESTER DR STE 635, 635, DALLAS, TX 75225-6124
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,040 (-)	$52,800 (-)
2025	$710.00 (+6.29%)	$10,040 (+9.85%)	$52,800 (+9.77%) Land $5,400 Building $47,400
2024	$668.00 (+9.33%)
2023		$9,140	$48,100
2020	$611.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Communication, Ralls Technologies.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures