Ottawa County property record for 412 N Cedar St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,372 sqft · built 1978 |
| Lot Size | 0.22 acres (9,418 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Nov 2009) |
| Tax Bill | $927 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20532 |
| Primary APN | 20532 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,418 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 49 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20532 |
|---|---|
| Street Address | 412 N CEDAR ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 & N2 LT 4, BLK 10 FAIRVIEW-COMMERCE |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 6 |
| Legal Subdivision | FAIRVIEW-COMMERCE |
| Legal Block | 10 |
| Legal Lot Number | 3,4 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 574200 |
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 N CEDAR ST, COMMERCE, OK 74339-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2009 · Amount on Record |
| Deed Sale | Nov 13, 2009 · Amount on Record |
| Prior Sale | Nov 29, 2004 · Amount on Record |
| Deed Document Number | 20095872 |
| Deed Book / Page | 898 / 11 |
| Prior Transfer Date | Feb 21, 2009 |
| Prior Transfer Doc | 0884/018 |
| Record Updated | Oct 29, 2026 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,875 (+3%) Land $453 Building $10,422 | $95,394 (+3%) Land $3,977 Building $91,417 | |
| 2025 | $927.00 (+0.87%) Homeowner's exemption | $10,558 (-4.2%) Land $453 Building $10,105 | $92,616 (-4.2%) Land $3,977 Building $88,639 |
| 2024 | $919.00 (+2.11%) Homeowner's exemption | $11,021 (-) Land $453 Building $10,568 | $96,681 (-) Land $3,977 Building $92,704 |
| 2023 | $900.00 (-0.22%) Homeowner's exemption | $11,021 (+1.21%) Land $453 Building $10,568 | $96,681 (-) Land $3,977 Building $92,704 |
| 2022 | $902.00 Homeowner's exemption | $10,889 Land $453 Building $10,436 | $96,681 Land $3,977 Building $92,704 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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