412 N 4th St, Montevideo, MN 56265 Property Records

Chippewa County property record for 412 N 4th St, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	built 1934
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (May 2026)
Tax Bill	$2,342 (2026)
Deeds & Mortgages	Sep 2013 Mortgage May 2026 Sale & Mortgage + 1 more
APN	`70-375-0150`

Property Details

APN / Parcel Number

Primary APN	`70-375-0150`
Alternative APN	`16446`

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	16446
Street Address	412 N 4TH ST
City	MONTEVIDEO
State	MN
Zip	56265-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT N 1-2 OF LOT 7 ALL OF LOT 8 & S 1-2 OF LOT 9 BLOCK A
Legal Subdivision	ORIGINAL PLAT
Legal Block	A
Legal Lot Number	7-9
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	3
Census Block	3034
Census Tract	950602

Owner

412 N 4th St is owned and occupied by an individual who bought it in May 2026.

Source: Chippewa County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	412 N 4TH ST, MONTEVIDEO, MN 56265-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2013	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage MINNWEST BANK S
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Aug 14, 2006 · Amount on File
Deed Document Number	2026321494
Prior Transfer Date	May 8, 2026
Prior Transfer Doc	0000321493
Record Updated	Sep 20, 2026

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	412 N 4TH ST, MONTEVIDEO, MN 56265-1541
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000290217
Date	Sep 3, 2013
Instrument	A000290217

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2028

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	May 28, 2026
Property Address	412 N 4TH ST, MONTEVIDEO, MN 56265-1541
Document Number	0000321494
Instrument Date	May 22, 2026
Instrument	2026321494
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 N 4TH ST, MONTEVIDEO, MN 56265-1541
Investor	Possibly a Property Investor

Mortgage

Document Number	0000321495,
Date	May 28, 2026
Instrument	2026321495

Lender

Name	MINNWEST BANK S

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHIPPEWA MN
Recording Date	May 28, 2026
Property Address	412 N 4TH ST, MONTEVIDEO, MN 56265-1541
Document Number	0000321493
Instrument Date	May 8, 2026
Instrument	2026321493
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 368TH AVE, MONTEVIDEO, MN 56265-6436

Tax Assessment & Valuation

The 2026 property tax bill for 412 N 4th St was $2,342.

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,342.00
2025		$131,900 Land $7,700 Building $124,200	$131,900 Land $7,700 Building $124,200
2023		$132,400 Land $7,700 Building $124,700	$132,400 Land $7,700 Building $124,700
2022	$1,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 412 N 4th St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 N 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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