320 N 4th St, Montevideo, MN 56265 Property Records

Chippewa County property record for 320 N 4th St, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	712 sqft · built 1922
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,700 (Oct 2023)
Tax Bill	$1,520 (2026)
Deeds & Mortgages	Jan 2019 Refinance Oct 2023 Mortgage
APN	`70-375-0280`

Property Details

APN / Parcel Number

Primary APN	`70-375-0280`
Alternative APNs	`20676` `26117`

Interior

Building Area	712 sqft Base Area
1st Floor Area	712 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Account Number	26117
Street Address	320 N 4TH ST
City	MONTEVIDEO
State	MN
Zip	56265-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOT 11 BLOCK B
Legal Subdivision	ORIGINAL PLAT
Legal Block	B
Legal Lot Number	11
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	1
Census Block	1023
Census Tract	950601

Owner

Source: Chippewa County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 N 4TH ST, MONTEVIDEO, MN 56265-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage SERVION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	2023315755
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	320 N 4TH ST, MONTEVIDEO, MN 56265-1539
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000303258
Date	Jan 30, 2019
Instrument	A000303258

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Oct 19, 2023
Property Address	320 N 4TH ST, MONTEVIDEO, MN 56265-1539
Document Number	A000315755
Instrument Date	Oct 6, 2023
Instrument	A000315755
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N 4TH ST, MONTEVIDEO, MN 56265-1539

Mortgage

Document Number	A000315756
Date	Oct 19, 2023
Instrument	A000315756

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,520.00 (+3.12%)
2025		$117,200 (+0.43%) Land $4,200 Building $113,000	$117,200 (+0.43%) Land $4,200 Building $113,000
2023		$116,700 Land $4,200 Building $112,500	$116,700 Land $4,200 Building $112,500
2022	$1,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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