DeKalb County property record for 412 N 2nd St, Malta, IL 60150
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Feb 2023) |
| Tax Bill | $4,250 (2024) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-104-003 |
| Primary APN | 07-23-104-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 165 ft deep x 132 ft wide |
| Garage Type | Attached |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0723104003 |
|---|---|
| Street Address | 412 N 2ND ST |
| City | MALTA |
| State | IL |
| Zip | 60150-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 & 10 - BLK 21 - MALTA (ORIGINAL TOWN) |
| Legal Subdivision | MALTA (ORIGINAL TOWN) |
| Legal Block | 21 |
| Legal Lot Number | 9,10 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | MALTA |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 300 |
412 N 2nd St is owned and occupied by two individuals who bought it in February 2023.
Source: DeKalb County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 N 2ND ST, MALTA, IL 60150-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2023 · Amount on File |
| Deed Sale | Feb 1, 2023 · Amount on File |
| Prior Sale | May 2, 2016 · Amount on File |
| Deed Document Number | 2023760 |
| Prior Transfer Date | May 9, 2014 |
| Prior Transfer Doc | 0000003966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Feb 1, 2023 |
| Property Address | 412 N 2ND ST, MALTA, IL 60150-9759 |
| Document Number | 0000000760 |
| Map Reference | MB A PG 23 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023000760 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 412 N 2ND ST, MALTA, IL 60150-9759 |
| Document Number | 0000000761 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 2023000761 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Malta Township |
| Municipality | Malta Village |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,142 Land $11,778 Building $55,364 | $201,426 Land $35,334 Building $166,092 | |
| 2024 | $4,250.00 | ||
| 2023 | $52,551 Land $9,218 Building $43,333 | $157,653 Land $27,654 Building $129,999 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 412 N 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 N 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALTA serves 1,143 people · EPA ID IL0370350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AirCell, DNA Communications.
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