402 N 2nd St, Malta, IL 60150 Property Records

DeKalb County property record for 402 N 2nd St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (May 2019)
Tax Bill	$4,178 (2024)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-104-010`

Property Details

APN / Parcel Number

Primary APN	`07-23-104-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	165 ft deep x 99 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0723104010
Street Address	402 N 2ND ST
City	MALTA
State	IL
Zip	60150-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & S 1/2 LOT 7 - BLK 21 - MALTA (ORIGINAL TOWN)
Legal Subdivision	MALTA (ORIGINAL TOWN)
Legal Block	21
Legal Lot Number	6,7
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2047
Census Tract	300

Owner

Source: DeKalb County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 N 2ND ST, MALTA, IL 60150-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jun 30, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/OMAHA
May 1, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Mar 1, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Jun 23, 2008 · Amount on Record
Deed Document Number	20193335
Last Transfer Date	May 19, 2021
Transfer Doc	0000006923
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	May 27, 2021
Property Address	402 N 2ND ST, MALTA, IL 60150-9759
Document Number	0000006923
Instrument Date	May 19, 2021
Instrument	2021006923
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	402 N 2ND ST, MALTA, IL 60150-9759

Mortgage

Document Number	0000006924
Date	May 27, 2021
Instrument	2021006924

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	402 N 2ND ST, MALTA, IL 60150-9759
Document Number	0000006431
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N 2ND ST MALTA IL 601509759, MALTA, IL 60150-9759

Mortgage

Document Number	0000006431
Date	Jul 7, 2020
Instrument	6431

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

Interest

Rate	3%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 1, 2019
Property Address	402 N 2ND ST, MALTA, IL 60150-9759
Document Number	0000003335
Instrument Date	Apr 29, 2019
Instrument	3335
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3237 WINEBERRY DR DEKALB IL 601158277, DEKALB, IL 60115-8277

Mortgage

Document Number	3336
Date	May 1, 2019
Instrument	3336

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	402 N 2ND ST, MALTA, IL 60150-9759
Document Number	0000004983
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N 2ND ST MALTA IL 601509759, MALTA, IL 60150-9759

Mortgage

Document Number	0000004983
Date	May 25, 2017
Instrument	4983

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,128 (+27.77%) Land $15,151 Building $50,977	$198,384 (+27.77%) Land $45,453 Building $152,931
2024	$4,178.00
2023		$51,757 Land $11,858 Building $39,899	$155,271 Land $35,574 Building $119,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AirCell, DNA Communications.

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