Kane County property record for 412 Morgan St, Elgin, IL 60123 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,016 sqft · built 1883 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,778 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-256-019 |
| Primary APN | 06-23-256-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| Gross Area | 2,032 sqft |
| 1st Floor Area | 1,016 sqft |
| Basement Area | 1,016 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 412 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J P MORGANS 2ND ADDN LOT 19 |
| Legal Subdivision | J P MORGANS 2ND ADDN |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-256-019
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 412 MORGAN ST, ELGIN, IL 60123-7538 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 05, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2024 |
| Transfer Doc | 0000011152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 05, 2024 |
| Property Address | 412 MORGAN ST, ELGIN, IL 60123-7538 |
| Document Number | 0000011152 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024K011152 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 MORGAN ST, ELGIN, IL 60123-7538 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 412 MORGAN ST, ELGIN, IL 60123-7538 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000555 |
|---|---|
| Date | Jan 04, 2022 |
| Instrument | 2022K000555 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Sep 01, 2036 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,778.00 (-0.34%) | $65,531 (+8.57%) Land $18,999 Building $46,532 | $196,672 (+8.57%) Land $57,020 Building $139,652 |
| 2024 | $60,358 (+21.39%) Land $17,499 Building $42,859 | $181,146 (+21.44%) Land $52,518 Building $128,628 | |
| 2022 | $3,791.00 (+4.96%) Homeowner's exemption | $49,721 (+6.96%) Land $14,415 Building $35,306 | $149,163 (+6.96%) Land $43,245 Building $105,918 |
| 2021 | $3,612.00 Homeowner's exemption | $46,486 Land $13,477 Building $33,009 | $139,458 Land $40,431 Building $99,027 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 578 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures