408 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 408 Morgan St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 982 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$88,000 (Oct 1997)
Tax Bill	$5,449 (2025)
Deeds & Mortgages	Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-23-256-020`

Property Details

APN / Parcel Number

Primary APN	`06-23-256-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	982 sqft
Basement Area	982 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	408 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J P MORGANS 2ND ADDN LOT 20
Legal Subdivision	J P MORGANS 2ND ADDN
Legal Block	4
Legal Lot Number	20
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4001
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	408 MORGAN ST, ELGIN, IL 60123-7538
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 1997 · Amount on Record
Deed Sale	Oct 27, 1997 · Amount on Record
Deed Document Number	199773366
Last Transfer Date	Feb 6, 2026
Transfer Doc	0000008604
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 4, 2026
Property Address	408 MORGAN ST, ELGIN, IL 60123-7538
Document Number	0000008604
Instrument Date	Feb 6, 2026
Instrument	2026K008604
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	408 MORGAN ST, ELGIN, IL 60123-7538

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,449.00 (+4.49%) Homeowner's exemption	$79,436 (+8.57%) Land $18,999 Building $60,437	$238,403 (+8.57%) Land $57,020 Building $181,384
2024	$5,215.00 (+10.84%) Homeowner's exemption	$73,165 (+21.39%) Land $17,499 Building $55,666	$219,583 (+21.44%) Land $52,518 Building $167,065
2022	$4,705.00 (+22.05%) Homeowner's exemption	$60,271 (+6.96%) Land $14,415 Building $45,856	$180,813 (+6.96%) Land $43,245 Building $137,568
2021	$3,855.00 Homeowner's exemption	$56,349 Land $13,477 Building $42,872	$169,047 Land $40,431 Building $128,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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